SNI Financial · 23 hours ago
SBA Underwriter
Greater Tampa Bay Area
Full-time
Onsite
Mid Level
$100K/yr - $115K/yr
3+ years expSNI Financial is a financial services company, and they are seeking an SBA Underwriter to analyze loan applications and underwrite loans for small and mid-size businesses. The role involves assessing creditworthiness, managing the underwriting process, and ensuring compliance with regulatory requirements.
Human Resources
Hiring Manager
James Law
Responsibilities
Analyze SBA loan applications for small and mid-size businesses and professional practices in accordance with current SBA guidelines
Underwrite loans ranging from $200,000 to $5,000,000 for purposes including owner-occupied commercial real estate, equipment, acquisitions, expansions, and debt refinancing
Review financial statements and third-party reports, assess creditworthiness, and apply sound judgment in conventional credit analysis
Structure deals balancing opportunity and risk; make confident, well-supported recommendations
Manage the underwriting process by preparing detailed credit approval requests, including financial analysis, business history, collateral adequacy, and management assessment
Serve as liaison between credit administration, sales teams, and borrowers to ensure smooth communication
Support portfolio management through annual reviews, renewals, covenant monitoring, and servicing modification requests
Identify and mitigate credit weaknesses and policy exceptions to safeguard both the bank and borrowers
Assign accurate credit risk ratings and adhere to all bank policies, procedures, and regulatory requirements
Collaborate with Compliance to investigate suspicious activity and prevent fraud
Stay informed on legal and regulatory changes; complete all compliance and IT training promptly
Qualification
Required
3-5 years of direct SBA underwriting experience with deep knowledge of SBA SOP and products
Skilled in financial analysis, report interpretation, and loan structuring
Preferred
Bachelor's degree in finance or equivalent education with formal credit training preferred
Company
SNI Financial
SNI Financial is a staffing and recruiting company specializing in finance, IT recruitment and staffing services.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Danielle Pelzel, CPA
Senior Associate Partner | Executive Tax Recruiter
Kathryn Sprengel
Senior Associate Partner - Executive Search Consultant
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