Millstone Funding · 12 hours ago
Senior Underwriter
Melville, NY
Full-time
Onsite
Mid, Senior Level
2+ years expMillstone Funding is a fast-growing merchant cash advance company based in Melville, NY, specializing in providing working capital solutions to small and medium-sized businesses. They are seeking an experienced Senior Underwriter to review and analyze merchant cash advance applications, evaluate risk and creditworthiness, and collaborate with sales and operations teams to ensure smooth deal flow.
FinanceFinancial ServicesLending
Responsibilities
Review, analyze, and underwrite merchant cash advance applications
Evaluate risk, creditworthiness, and repayment ability using financial data and bank statements
Make timely, accurate funding decisions within company guidelines
Collaborate with sales and operations teams to ensure smooth deal flow
Monitor portfolio performance and identify potential risk trends
Train and mentor junior underwriting staff when needed
Qualification
Required
2+ years of underwriting experience in merchant cash advance or alternative lending required
Strong knowledge of MCA deal structures, credit risk, and repayment metrics
Proficient in analyzing financial statements, credit reports, and bank data
Excellent decision-making, analytical, and communication skills
Ability to work in a fast-paced, high-volume environment
Strong attention to detail and organizational skills
Ability to Commute: Melville, NY 11747 (Required)
Ability to Relocate: Melville, NY 11747: Relocate before starting work (Required)
Benefits
401(k)
Dental insurance
Health insurance
Life insurance
Paid time off
Vision insurance
Company
Millstone Funding
Millstone Funding offers business financing solutions, including working capital loans, tailored for small and medium-sized enterprises.
11-50 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase