Mutual of Omaha · 19 hours ago
Underwriter - Remote
United States
Full-time
Remote
Entry, Mid, Senior Level
$23.25/hr - $28.87/hr
3+ years expMutual of Omaha is seeking an Underwriter to join their Individual Underwriting team, where you will assess risk for complex individual insurance cases. The role involves evaluating medical and financial risks, developing underwriting rules, and driving innovation in automated underwriting processes.
Auto InsuranceCommercial InsuranceFinancial ServicesHealth InsuranceInsuranceLife InsuranceProperty Insurance
No H1B
Responsibilities
Develop and maintain underwriting rules: Support rule development and enhancements to ensure alignment with company guidelines, regulatory requirements, and reinsurance standards
Research and identify improvement opportunities: Analyze underwriting trends, vendor capabilities, and process gaps to recommend and implement rule changes that improve automation and customer experience
Create and manage reporting: Build and maintain reports related to Express and automated underwriting performance, providing insights to stakeholders for decision-making and continuous improvement
Collaborate with vendors and partners: Maintain and support vendor tools used in automated underwriting, ensuring functionality, accuracy, and compliance
Act as a subject matter expert: Apply underwriting knowledge to validate rule logic, troubleshoot issues, and provide guidance to peers and partners on automated underwriting processes
Drive innovation and efficiency: Partner with underwriting, claims, and technology teams to advance automation initiatives, streamline workflows, and enhance operational effectiveness
Qualification
Required
Individual underwriting experience: Demonstrated life insurance underwriting experience, with a strong foundation in Individual Underwriting concepts, practices, and tools (e.g., MIB, reinsurance manuals, automated decisioning platforms)
Underwriting rules & automation experience: Hands-on experience supporting or maintaining underwriting rules, decision logic, or automated underwriting tools, with an understanding of how guidelines, regulations, and reinsurance requirements come together
Strong risk assessment skills: Proven ability to analyze complex medical and financial risk, investigate concerns, and justify underwriting decisions using sound judgment
Attention to detail and organization: Ability to manage multiple concurrent cases, adapt to changing priorities, and maintain accuracy under pressure
Clear communication and collaboration: Strong written and verbal communication skills with the ability to build effective relationships across underwriting, operations, and business partners
You promote a culture of diversity and inclusion, value different ideas and opinions, and listen courageously, remaining curious in all that you do
Able to work remotely with access to a high-speed internet connection and located in the United States or Puerto Rico
Preferred
Bachelor's degree preferred or equivalent work experience and FLMI, FALU, or CLU courses completed for designation or being actively pursued
Experience with Accelerated Underwriting program
Experience with Long Term Care underwriting
3+ years of relevant experience strongly preferred
Benefits
401(k) plan with a 2% company contribution and 6% company match.
Work-life balance with vacation, personal time and paid holidays.
Company
Mutual of Omaha
Mutual Of Omaha is a mutual insurance and financial services company helping clients achieve their financial goals.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
David A. Diamond
EVP, CFO and Treasurer (Retired)
Brian Poppe
SVP, Income and Wealth Planning
Recent News
2025-12-24
2025-11-15
Company data provided by crunchbase