Michigan Mutual, Inc. · 17 hours ago
Mortgage Loan Originator
Greater Houston
Full-time
Onsite
Mid LevelMichigan Mutual, Inc. is seeking a Mortgage Loan Originator to join their team in Greater Houston. The role involves evaluating loan applications, assisting clients through the mortgage process, and ensuring compliance with lending standards while maintaining client relationships.
Financial Services
Hiring Manager
Nicole Wrubel
Responsibilities
Conducts daily sales calls with prospective customers by introducing the Company, developing a profile, providing a value proposition, and documenting the results within the Company client relationship management tool
Conducts frequent communiques (i.e., telephonic, electronic mail, etc.) with established/previous customers to see where additional opportunities exist for an expansion of business, and documenting the results within the Company client relationship management tool
Generates mortgage submissions that are offered by the Company (e.g., Federal Housing Administration (FHA)/Conventional/United States Department of Agriculture(USDA)/Rural Development (RD), Jumbo, etc.) by working with customers and matching the appropriate product with their needs
Provides information relevant to the risks and benefits of each program the applicant is qualified for; effectively explain and communicate the terms of each product and ensure all documents necessary are signed by the borrower
Gathers all initial documentation required (e.g., 1003, paystubs, W-2’s, asset statements, etc.) based upon the customer’s selected loan program and inputs into the Company proprietary system
Takes thorough and complete loan applications by analyzing and prequalifying the applicant information to determine the viability of the customer’s desired loan program
Pulls credit, analyzes credit, and compares for accuracy with the mortgage borrower’s statements
Actively seeks opportunities to stay informed on trends and developments in the real estate market, as well as changing rules and regulations pertaining to both conventional and government-insured mortgages
Other responsibilities, as assigned
Qualification
Required
Experience in Loan Origination, Mortgage Lending, and Loans
Knowledge of Finance and Underwriting processes
Strong analytical skills and attention to detail
Excellent interpersonal and communication skills for client interactions
Understanding of mortgage lending regulations and procedures
Proficiency in loan origination software and financial documentation review
A valid state NMLS license is required
Company
Michigan Mutual, Inc.
Michigan Mutual, Inc. is a privately owned correspondent investor.
Founded in 1992
11-50 employees
Funding
Current Stage
Early StageCompany data provided by crunchbase