Origin Bank · 19 hours ago
Credit Analyst II
Fort Worth, TX
Full-time
Onsite
Mid Level
3+ years expOrigin Bank is committed to fostering a people-first culture and helping employees grow both professionally and personally. The Credit Analyst II role involves analyzing credit data to assess risk and conducting thorough financial analysis on complex commercial credit relationships.
BankingFinanceFinancial Services
Responsibilities
Conduct thorough analysis of financial statements and assessment of credit requests on complex commercial credit relationships of $2,500,000 and greater
Keep up to date with the company’s lending protocols
Ability to effectively manage competing deadlines for projects in a high-pressure work environment, with varying degrees of supervision and a working knowledge of accounting principles and financial techniques
Research skills
Strong problem-solving, mathematical and analytical skills
Excellent written and verbal communication skills
Ability to maintain confidentiality
Proficiency with computers and computer software, like programs that aid in statistical and financial calculations
Proficiency with financial reports and statements
Strong attention to detail and ability to notice discrepancies in data
Impeccable understanding of financial statements, ratios, and concepts
Performs loan reviews/annual reviews on selected borrowers and guarantors for commercial credit relationships of $2,500,000 and greater
Performs cash flows, financial credit analysis, collateral valuations, global cash flows, etc. for commercial borrowers and guarantors on credit relationships of $2,500,000 and greater
Accompanies relationship managers on customer calls and site visits of potential and existing customers as requested / needed
Performs ongoing file maintenance to ensure credit information is uploaded to the credit file in a timely basis as needed
Identifies policy, collateral, and missing document exceptions
Identifies strengths and weaknesses of the relationship
Researches and summarizes industry information for potential and existing customers
Runs credit bureaus and background checks for potential and existing commercial customers and guarantors to evaluate for potential credit worthiness and/or fraud
Spreads financial statements and tax returns for potential and existing commercial customers and guarantors
Qualification
Required
Bachelor's degree (B. A.) from four-year college or university
Minimum of three or more years of credit analysis experience
Ability to conduct thorough analysis of financial statements and assessment of credit requests on complex commercial credit relationships of $2,500,000 and greater
Keep up to date with the company's lending protocols
Ability to effectively manage competing deadlines for projects in a high-pressure work environment
Working knowledge of accounting principles and financial techniques
Research skills
Strong problem-solving, mathematical and analytical skills
Excellent written and verbal communication skills
Ability to maintain confidentiality
Proficiency with computers and computer software, like programs that aid in statistical and financial calculations
Proficiency with financial reports and statements
Strong attention to detail and ability to notice discrepancies in data
Impeccable understanding of financial statements, ratios, and concepts
Ability to perform loan reviews/annual reviews on selected borrowers and guarantors for commercial credit relationships of $2,500,000 and greater
Ability to perform cash flows, financial credit analysis, collateral valuations, global cash flows, etc. for commercial borrowers and guarantors on credit relationships of $2,500,000 and greater
Ability to accompany relationship managers on customer calls and site visits of potential and existing customers as requested / needed
Ability to perform ongoing file maintenance to ensure credit information is uploaded to the credit file in a timely basis as needed
Ability to identify policy, collateral, and missing document exceptions
Ability to identify strengths and weaknesses of the relationship
Ability to research and summarize industry information for potential and existing customers
Ability to run credit bureaus and background checks for potential and existing commercial customers and guarantors to evaluate for potential credit worthiness and/or fraud
Ability to spread financial statements and tax returns for potential and existing commercial customers and guarantors
Responsible for compliance under the requirements of the BSA, AML, OFAC and CIP related policies as well as adherence to the bank's procedures to fulfill the requirements of the regulations
Preferred
Accounting or Finance degree preferred
Benefits
Generous benefits and compensation tailored to your skills, experience, and education
Dream Manager program
One-on-one guidance from a nationally certified health and wellness coach
Free access to certified financial professionals
Company
Origin Bank
A bank that offers personal banking and housing lending services in Louisiana, Mississippi, and Texas.
501-1000 employees
H1B Sponsorship
Origin Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2022 (2)
Funding
Current Stage
Public CompanyTotal Funding
$45M2018-05-08IPO
2017-11-28Private Equity· $45M
Leadership Team
Zachariah Wasson
Executive Vice President and Chief Financial Officer
Recent News
2025-10-31
Origin Bancorp, Inc.
2025-10-24
Company data provided by crunchbase