Commercial Lender jobs in United States
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Abound Credit Union · 19 hours ago

Commercial Lender

Abound Credit Union is committed to fostering a team member-first culture and is seeking a Commercial Lender to develop and promote commercial loan and account relationships. The role involves engaging with the community, enhancing commercial lending products, and ensuring compliance with relevant policies and regulations.

CommunitiesFinancial ServicesNon Profit

Responsibilities

Create Member Value - Enthusiastically promote and cross-sell credit union products and services based on member needs obtained from member interviews and/or review of members accounts. Maintains an up-to-date and comprehensive knowledge on all Credit Union products and services that are handled or promoted by the Credit Union. Provides detailed and specific information to members regarding Credit Union products and services. In addition to generating sales, responsible for expanding relationships through quality member service
Community Presence - Develops commercial account relationships through active community engagement and superior member follow up. Strive to be leader in the business community and a known resource for information and services by attending and contributing to local/regional networking and entrepreneurial endeavors
Innovation - Suggests and/or propose new commercial lending products. Works with Director of Commercial Lending to develop and implement plans for expansion of commercial lending programs through product enhancement or process improvement while keying in on member experience and keeping abreast of changes in the industry and changing trends in commercial lending
Member Relationships - Responsible to develop loan leads, potential lead sources and loan applications in the Commercial Loan area in accordance with goals set forth by the Director of Commercial Lending
Compliance - Collaborates with the Director of Commercial Lending to review and suggest updates to policies and procedures that help achieve commercial lending goals and objectives, ensuring adherence to law, regulations, and Board and executive guidance
Strategy - Works with Director of Commercial Lending to understand and align the Commercial Loan Department’s strategic plans with the credit union’s corporate goals and advising Sr. Management on the local/regional competitive landscape and making recommendations to ensure current and future success of the department
Other duties and tasks as assigned. The list of essential duties is not exhaustive. It may be supplemented as necessary from time to time

Qualification

Commercial lending knowledgeFinancial analysis skillsManagerial experienceBachelor’s DegreeLoan underwriting processData analysisCross-sellingProfessional demeanorEffective communication

Required

Extensive knowledge of the commercial lending market in the communities that Abound serves
Bachelor's Degree in related discipline or equivalent experience
Managerial level experience in consumer and real estate lending
Working and applicable knowledge of basic personal computer functions and software to include word, excel, and power point
Understanding of the loan underwriting process and financial analysis skills needed to evaluate the loan request prior to submitting to Member Business Lending (MBL) Committee or Board of Directors
Must maintain professional demeanor in all situations
Ability to communicate effectively orally and in writing
Ability to interact effectively with senior management and Board/committee volunteers
Ability to analyze complex data, form logical conclusions, and formulate appropriate recommendations
Ability to effectively communicate credit union products and services to cross-sell and train staff

Benefits

Great Salary
Pension
Health, Dental, Vision and Other Insurance Coverage
Paid Personal Time Off
Paid Holidays
Life Insurance
Short and Long-Term Disability
401(k) with matching funds
Tuition Reimbursement
HSA, FSA, and Dependent Care Spending Accounts

Company

Abound Credit Union

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Abound Credit Union is a not-for-profit financial cooperative that has been serving communities in Kentucky since 1950.

Funding

Current Stage
Growth Stage

Leadership Team

R
Ray Springsteen
President / CEO
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Company data provided by crunchbase