First Security Bank & Trust · 23 hours ago
Ag/Commercial Loan Specialist
Charles City, IA
Full-time
Onsite
Entry Level
2+ years expFirst Security Bank & Trust is seeking a dedicated Ag/Commercial Loan Specialist to join their team in Charles City. The role involves providing support for agricultural and commercial loans, assisting lenders, and ensuring customer needs are met while maintaining loan documentation and quality control.
BankingFinancial ServicesInsuranceWealth Management
Responsibilities
Provide administrative support for team lenders including scheduling appointments, answering telephones, greeting customers and written communication as well as handling customer transactions
Perform various duties accurately and efficiently. Duties may include the following: Order and obtain required documentation, document preparation, processing, funding, and imaging new loans, extensions, and renewals
Assist in closing loans with borrowers as needed
Assist in the gathering, processing, and tracking of required documentation related to loan collateral or financial information
Complete various reports, reconciliations, and loan maintenance
Perform quality control of various loan documents and/or loan maintenance
Work with Ag/Commercial Lender(s) to attract both new and existing borrowers with a goal of increasing the bank’s overall loan portfolio and improving penetration into the trade territory that the bank serves
Monitor in conjunction with lender existing loan portfolio by keeping in contact with customers to ensure complete conformity with the terms of the loan and to be cognizant of developing trends
Communicate with borrowers on behalf of the lender to collect necessary financial information
Work with the Ag/Commercial Lenders and/or Credit Analysts to gather supporting documentation as necessary for pending applications and ongoing customer loan files
Ensure that the needs of other lending team members are being met, while working as a team to ensure the needs of the customer are being met
Maintain product knowledge of all bank services and cross-sell other bank products by referral to appropriate departments
Participate in community activities to increase the bank’s visibility and to enhance new business opportunities. Participate in bank-sponsored events as outlined in financial institution’s “Community Events Program”
Perform additional duties as assigned by management
Qualification
Required
High School Diploma or equivalent
Ability to provide excellent customer service
High level of interpersonal skills in dealing with bank customers, bank staff, and outside vendors
Working knowledge of rules and regulations related to agricultural and commercial lending
Ability to work in an environment with sensitive information, while maintaining a high level of confidentiality
Excellent verbal and written communication skills
Ability to work in a fast-paced environment, independently or as part of a team, prioritizing multiple assignments
Strong organizational skills with the ability to prioritize multiple tasks and work under pressure
Strong work ethic, excellent verbal and written communication skills, and the ability to work independently and as part of a team
Proficient in basic computer skills using Microsoft Office products, along with the ability to quickly learn and effectively utilize new technology
Ability to train additional staff members
Preferred
Experience with Laser Pro and Precision
Two years of recent work experience in banking or another relevant industry
Company
First Security Bank & Trust
First Security Bank & Trust offers online banking, wealth management, insurance consultancy, investment planning, and financial services.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Heidi Worrall, PHR
Chief Administrative Officer (CAO)
Recent News
24-7 Press Release Newswire
2025-10-28
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