American AgCredit · 10 hours ago
Portfolio Monitoring Analyst
American AgCredit is a national financial organization supporting agriculture. The Portfolio Monitoring Analyst is responsible for monitoring and servicing accounts, analyzing financial performance, and presenting reports to various stakeholders.
AgricultureFinancial Services
Responsibilities
Spreads and analyzes financial statements to determine financial performance trends including repayment capacity, liquidity, leverage, capitalization trends, and sources and uses of cash
Oversees ongoing financial performance of existing accounts through performance of annual financial reviews, and review, validation, and trending of borrowing base certificates and tested financial covenants
Analyzes all pertinent financial information and supporting reports. Determines the need for additional information or more thorough investigation. Analyzes information statements and related material
Manages review of reporting information with efficient and accurate follow up
Reviews credit agreements and other loan documents to support covenant monitoring and financial performance review
Communicates effectively with deal teams regarding ongoing performance trends of assigned accounts
Reviews and understands chattel and real estate appraisals
Assists in collateral control activities including but not limited to, inventory analysis and verification, and accounts receivable maintenance and verification
Perform other duties as assigned
Qualification
Required
Bachelors' degree in Finance, Accounting, Business Administration, Agribusiness, or Ag Economics, or minimum of four (4) years' experience in lieu of degree is required
Previous work or internship experience with a customer facing or equitable position/role is required
Familiar with accounting principles, banking policies, procedures, and processes
Strong analytical and statistical skills to validate, evaluate, prioritize, and categorize data in various formats is required
Self-starting with great attention to detail and pride in accurate work is required
Highly organized with good prioritization skills and can thrive in a fast-paced environment
Proficient with Microsoft Office programs, specifically Excel, is required
Strong collaboration and communication skills. Ability to communicate effectively, both verbal and written, is required
Benefits
Commitment to agriculture and the communities we serve
Family friendly work environment
Investment in employee development
Medical, Dental and Vision coverage
Outstanding 401k – automatic 3% employer contribution, plus match up to 6%
Generous Paid Time Off (Vacation accrued at 21 days annually, Sick Days accrued at 15 days annually, 12 paid holidays, plus 16 hours of volunteer time)
Competitive Incentive Compensation Plan
Disability & Life Insurance
Employee mental, physical, and financial wellness programs
The position is bonus eligible based on association and personal performance
Company
American AgCredit
American AgCredit is a borrower-owned association chartered through the Farm Credit System.
Funding
Current Stage
Late StageRecent News
MarketScreener
2025-10-03
The North Bay Business Journal
2024-03-28
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