Bank of the Orient · 7 hours ago
Senior Lending Officer
San Francisco, CA
Full-time
Onsite
Senior Level
7+ years expBank of the Orient is an independent Asian Community Bank that has proudly served the financial needs of multiple Bay Area communities for over 55 years and the Sugar Land, Texas area. The Senior Lending Officer is responsible for the overall lending areas for the Bank including commercial, mortgage, SBA Loan, and commercial services, focusing on developing new loans and maintaining existing relationships.
BankingCustomer ServiceFinanceFinancial ServicesInformation Technology
Responsibilities
Responsible for ensuring that all loan decisions, actions and recommendations are based on an accurate and thorough understanding of each customer's financial needs and conditions and comply with all laws, regulations, and bank policy
Must properly administer the credit worthiness and documentation of all loans and/or borrowing relationships originated to the Chief Credit officer
Responsible for the sourcing, securing, developing, and retaining profitable banking relationships
Primary focus is on finding new business opportunities to sell the Bank's products and services
Responsible for contributing to the credit portfolio quality and participates in processing of requests for credit extension, ensuring credit facilities are properly structured, priced and documented
Maintains and grows current relationships by presenting new lending opportunities, cross selling, and other business to existing clients
Qualification
Required
Requires Bachelors degree in Business, Finance, Banking, or related field
Advanced degree or certification in related discipline
Minimum 7- 8 years increasingly responsible experience in business development of commercial, real estate, and consumer lending, and SBA loan
Minimum 7- 8 years with sales and marketing experience
Must know and understand the regulatory environment and how the lending function fits in that environment
Comprehensive knowledge of lending principles, practices and services in domestic and international banking
Excellent oral communication skills with the ability to develop excellent business development initiatives and build concrete customer relationships
Ability to define problems, analyze data, and design and implement solutions to enhance the Bank's sales culture
Excellent written communication skills, and the ability to clearly and concisely express analytical conclusions and recommended actions with tact and diplomacy
Ability to use knowledge, experience, discretion and independent judgment in solving problems and answering questions in a fast-paced, changing environment
Preferred
Bilingual in Chinese prefer
Company
Bank of the Orient
Bank of the Orient is a bank specializing in personal and business solutions.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
John Curtis
President and Chief Executive Officer
Company data provided by crunchbase