CEFCU · 17 hours ago
Prospect First Mortgage Originator
Champaign IL
Full-time
Onsite
Entry, Mid Level
$24.06/hr - $28.26/hr
2+ years expCEFCU is a member-focused credit union dedicated to providing excellent financial services. The Prospect First Mortgage Originator will actively solicit mortgage referrals, assist members with applications, and recommend suitable mortgage products based on their needs.
BankingFinancial ServicesNon Profit
Responsibilities
Solicits first mortgage referrals by actively engaging with Realtors, Builders, and SEGs and by representing CEFCU at community events to present the features and benefits of First Mortgage products/services
Interviews applicants in-person and by phone, obtains necessary information to complete applications using multiple sources, issues application documents and disclosures
Assesses member information provided; income, assets, liabilities, credit history, property details
Analyzes member applications, assesses member goals, and objectively recommends the best product to meet the member’s needs
Communicates with Members, Realtors, and Underwriters on the status of pending applications and assists to obtain information needed to complete and fund loan
Follows up on applications submitted through the online delivery channel, in person, or by phone and provides ongoing assistance to borrowers from application to close
Identifies member’s financial needs and cross sells CEFCU, CFS, MFS, and Business Lending products/services to meet needs and retain member relationships
Qualification
Required
High school diploma or equivalent
Must register with the Nationwide Mortgage Licensing System and Registration (NMLS) to comply with The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act)
Understanding of the secondary market and mortgage loan policies
Excellent member communication (written/verbal) and service skills
Proven record of sound judgment and decision-making abilities
Ability to maintain highest level of accuracy under on-going peak volume conditions
Ability to learn applicable CEFCU mainframe system and PC software and apply at proficient level within 10 weeks
Preferred
Bachelors' degree
Two years mortgage lending experience
Proficiency with MLOS System
Proven business development experience
Applicable college courses and/or commensurate experience
Benefits
Merit-based raises
Generous paid time off (Holiday, Personal or Sick Time, Vacation)
Comprehensive Medical, Dental, and Vision coverage (PPO, HDHP)
Health Savings Account
Voluntary Benefits (Accident Plan, Critical Illness Plan, Hospital Indemnity Plan)
Life Insurance
Accidental Death & Dismemberment Insurance
Disability Benefits
Defined Benefit Plan – Pension
Defined Contribution Plan – 401K
Employee Assistance Program
Tuition reimbursement
Career growth through internal job postings
Management Development Program: formal mentoring and training
Opportunities to help improve and build the CEFCU of tomorrow through process teams
Opportunities to personally contribute to corporate financial literacy and community initiatives
Casual days to support local charities
Employee discounts on entertainment, cell phone plans, theme park tickets, and more
On-site fitness center, fitness classes, and wellness program
Company
CEFCU
CEFCU is a financial service company that deals with banking, mortgage loans, consumer loans and credit card services.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Mark Spenny
President/CEO
Wyatt Wolven
Chief Financial Officer
Recent News
2024-02-22
2024-02-10
Company data provided by crunchbase