Credit Analyst jobs in United States
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Dexian · 11 hours ago

Credit Analyst

Dexian is seeking a hands-on, business-minded Credit Analyst to manage credit decision-making for a large B2B customer base. The role involves evaluating risk, setting credit limits, and working with customers to protect the business while supporting growth.

ConsultingHuman ResourcesInformation TechnologyProfessional ServicesStaffing Agency
Hiring Manager
Julia Hyun
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Responsibilities

Review customer files and financial statements
Request financials and supporting documentation as needed
Analyze creditworthiness and assign appropriate credit limits
Make independent credit decisions within established authority
Manage accounts over $500K (final approval escalated to leadership)
Review new credit applications prepared by Credit Administration
Evaluate reports and make final credit determinations
Maintain accurate credit files and system records
Ensure compliance with Sarbanes-Oxley requirements
Monitor credit exposure and stay within 110% of assigned limits
Place accounts on hold when limits are exceeded
Adhere strictly to approval authority and internal controls
Proactively contact customers regarding outstanding balances
Escalate issues to Sales when appropriate
Resolve disputes, discrepancies, and reconciliation issues
Manage delinquent accounts and coordinate with external collections when required
Minimal write-offs; strong focus on recovery
Interface with Internal Audit, external auditors, and credit agencies
Support audits, confirmations, and balance verifications
Participate in process improvements and credit best practices
Maintain and update credit policies, procedures, and documentation

Qualification

B2B trade credit experienceFinancial analysis skillsInterpret financial statementsCredit limits managementSAPERP experienceCustomer interactionCollections experienceProcess improvementDecision-making

Required

B2B trade credit experience (non-negotiable)
Strong financial analysis skills
Ability to interpret and analyze financial statements
Confident decision-maker with sound judgment
Experience managing credit limits and collections
Comfortable working directly with customers and Sales

Preferred

SAP or ERP system experience
Experience in manufacturing, industrial, or commodity-driven industries
Bachelor's degree in Business or related field (or equivalent experience)
1–3 years of credit experience (more senior profiles welcome if hands-on)

Company

Dexian provides services for staffing, talent development, and consulting, with a focus on technology, finance, and project management.

Funding

Current Stage
Late Stage

Leadership Team

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Mahfuz Ahmed
Chairman of the Board
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Vikram Motiani
Managing Director
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Company data provided by crunchbase