Oliver James · 4 hours ago
Product Manager – Commercial Lines
Oliver James is partnering with a growing property and casualty insurer to find an experienced Commercial Lines Product Manager. This role is responsible for leading the strategy, development, and performance of commercial property insurance products, ensuring they are competitive, compliant, and aligned with profitability and growth objectives.
Staffing & Recruiting
Responsibilities
Own the end to end management of commercial property insurance products, including product design, coverage structure, rating, underwriting guidelines, and regulatory filings
Monitor and analyze portfolio performance across profitability, loss ratios, growth, retention, claims frequency and severity, and exposure concentrations
Identify underperforming or high risk segments and recommend corrective actions through pricing, underwriting, or product changes
Conduct ongoing market and competitive analysis to assess pricing, coverage offerings, eligibility, and distribution strategies across multiple states
Lead the development and maintenance of policy forms, rating structures, rating rules, and underwriting manuals, and manage regulatory filings with state departments of insurance in collaboration with actuarial and risk management teams
Support pricing strategy through data driven insights, monitor legislative and regulatory developments, and drive product and rate changes through implementation, including coordination with IT systems and external vendors
Support agent and policyholder communications related to product updates and new initiatives, collaborate with data teams to develop reporting and dashboards, and mentor junior team members or product analysts as needed
Qualification
Required
Bachelor's degree or equivalent experience required
5 to 8 years of experience within commercial insurance, with a strong focus on commercial property
Strong command of commercial lines insurance products, policy forms, rating methodologies, and underwriting principles
Demonstrated ability to analyze portfolio performance and translate data into actionable product strategy
Proven experience leading cross functional initiatives and managing complex projects
Excellent written and verbal communication skills with the ability to influence stakeholders at all levels
Advanced proficiency in Excel and data analysis tools
Experience working with policy administration systems and IT implementation projects
Knowledge of regulatory filing processes and tools such as SERFF and IRFS
Strong market and competitive research capabilities
Highly organized, adaptable, and effective in fast paced, regulated environments
Collaborative, solutions oriented mindset with the ability to drive results
Preferred
Preferred fields include Actuarial Science, Business, Economics, Insurance, Finance, Mathematics, Statistics, or Risk Management
Prior experience in product management, underwriting, actuarial or pricing, or portfolio analytics is highly preferred
Experience with Florida commercial property insurance is a plus
Experience with SQL, Tableau, or similar platforms preferred
Company
Oliver James
At Oliver James, we deliver flexible hiring solutions tailored to your business needs across financial services, professional services, commerce & industry.