Snaplii · 5 hours ago
Financial Product Manager (Wallet & Payments)
San Francisco Bay Area
Full-time
Hybrid
Senior Level
$180K/yr - $180K/yr
5+ years expSnaplii is one of Canada’s fastest-growing fintech platforms, transforming how people pay, save, and earn rewards. We are looking for a Financial Product Manager who understands money management and can develop a scalable product system for wallet and payments architecture across North America.
Financial ServicesFinTech
Hiring Manager
Vicky Chen
Responsibilities
1）Wallet / Balance Product Design (Canada & US) • End-to-end user flows: top-up, spend, hold, transfer, withdrawal constraints • Reward/interest/earnings experience: calculation rules, display logic, user transparency • Clear product boundaries under Canadian & US regulatory frameworks • Role definitions across stakeholders: Snaplii vs custodian/trust/issuer/payment partners • Designing money movement logic that increases retention, improves success rate, and supports future expansion
2）Compliance-by-Design Product Development • Partner closely with Legal, Compliance, and Banking/Custody providers to translate regulatory requirements into executable product logic, including: • KYC/KYB and identity requirements • Funds segregation / safeguarding principles • Account type / balance restrictions and transaction limitations • Monitoring, exceptions, and user-facing constraints designed for compliance-first scale
3）North America Payments Architecture • Build deep product-level understanding and participate in designing these payment rails and their user-facing integration: • Pay-by-Bank / A2A / Real-time payments • Card payments (Visa / Mastercard) including concepts such as 3DS, dispute & chargeback, liability shift, MCC, authorization behavior, and settlement constraints
4）Payment Cost Optimization & Unit Economics • Work with Risk and Finance to optimize payment cost structure and protect margins: • Improve blended payment costs and steer users toward lower-cost payment paths • Reduce chargeback exposure through risk-aware product design • Design incentives and UX mechanisms that balance conversion, cost, and experience • Build frameworks and decision models to align product growth with sustainable unit economics
5）(Bonus) Cross-border & Future Payments Enablement • Support Snaplii’s longer-term strategy around cross-border and stablecoin-powered payments: • Understand how USDC/USDT can enable real-world consumer spending in North America • Explore Snaplii’s potential role as the “last-mile consumer spending layer” • You don’t need to be a crypto trader. But we do expect a practical understanding of where stablecoins create real value in payment flows
Qualification
Required
5+ years of experience in fintech product, payments, or wallet/stored value products
Hands-on experience building or operating wallet/payment products in Canada and/or the US
Deep understanding of at least 2 of the following domains: Wallet / stored value / balance products, Bank-to-bank payments (A2A, RTP, EFT, ACH), Card payment networks (Visa/Mastercard) including disputes, risk, chargebacks
Strong capability to work with and influence cross-functional partners: Legal, Compliance, Banking/Custody, PSPs
Ability to simplify complex financial/regulatory requirements into clear product specs and scalable systems
Experience partnering with custodian banks, trust accounts, issuers, PSPs
Familiarity with MSB / PSP registration-related product design
Proven track record launching compliant wallet/balance products from pilot to scale
Practical understanding of cross-border payments / stablecoin rails / PayFi
Experience building products 0→1 or scaling from compliance-constrained MVP to mass adoption
Benefits
Performance bonus: 20–25% of base
Equity: $50K/year in RSUs or options
Company
Snaplii
Snaplii is a digital wallet that committed to driving big changes in the North American Fintech industry.
11-50 employees
H1B Sponsorship
Snaplii has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (2)
Funding
Current Stage
Early StageTotal Funding
unknownKey Investors
Silicon Valley Capital
2021-12-10Series A
Recent News
Company data provided by crunchbase