Popular Bank · 15 hours ago
Team Leader (National Team Leader - Association Banking)
Miami Lakes, FL
Full-time
Hybrid
Senior Level, Lead/Staff
10+ years expPopular Bank is a leading financial institution in Puerto Rico that has evolved over a century, providing a variety of financial services. The Team Leader will supervise and develop a team of Commercial Relationship Officers, focusing on delivering financial services to Homeowners Associations and ensuring compliance with lending regulations.
BankingFinancial ServicesLending
No H1B
Responsibilities
Lead strategic planning and prioritization to ensure effective use of resources in support of growth and profitability objectives
Monitor and assess industry and market trends and drive continuous evolution of the Association Banking business to maintain a best-in-class operating model
Act as an industry thought leader, strengthening Popular Association Banking's brand, market presence, and reputation as a best-in-class financial partner
Recruit and manage a team of Commercial Relationship Officers responsible for growing and maintaining a portfolio of Homeowners and Condominium Association relationships, with a focus on onboarding, retention, and profitability
Evaluate, structure, and provide recommendations to credit on potential credit facilities requests, including operating lines, reserve loans, special assessments, and capital improvement financing
Analyze association financials, including budgets, reserve studies, delinquency trends, special assessments, and collateral structures
Engage with association boards, property managers, and managing agents to assess financial needs, structure credit solutions, and advise on operating, capital, and reserve funding strategies
Ensure association lending complies with governing documents, state statutes, underwriting standards, and required borrowing authorizations
Lead targeted business development and marketing efforts for the Homeowners Association segment, including outreach to property management firms, attorneys, and industry partners
Ensure accurate and compliant loan documentation and review portfolio-level performance and risk reports
Develop and oversee relationship management and calling programs to drive growth, retention, and cross-sell opportunities
Assist in forecasting loan production, deposit balances, fee income, and profitability metrics, considering project cycles and reserve funding trends
Supervise and train the assigned loan portfolio analyst(s) on financial analysis, reserve studies, delinquency risk, and HOA/COA-specific credit underwriting criteria to ensure compliance with Bank standards and loan covenants
Ensure adherence to policies, procedures, internal controls, and regulatory guidance applicable to community association lending
Build and maintain relationships with association clients and industry partners to strengthen the bank's presence, identify needs, recommend solutions, and establish effective follow-up strategies
Performs supervisory responsibilities in accordance with organizational policy and applicable law; provides coaching and technical guidance on association governance, reserve financing, and HOA/COA-specific credit risk
Qualification
Required
Bachelor's degree in business or related field experience combined with a minimum of 10 years of experience in Association Lending and/or Association Business strongly preferred
Demonstrates ability to analyze association budgets, reserve studies, delinquency trends, and special assessment impacts on repayment capacity
Knowledge of Homeowners Association and Condominium Association banking, including association governance structures, reserve funding methodologies, special assessments, cash flow analysis, and applicable banking regulations
Computer literate - fluent in Microsoft Office programs and Excel analysis
Strong research and analysis of financial statements ability
Effectively communicates complex credit concepts to non-financial board members and volunteer association leadership
Ability to work on multiple projects/tasks simultaneously, managing time and resources to ensure that work is completed
Provides timely and professional support to all customers and vendors
Demonstrates ability to effectively coach employees and develop teamwork with co-workers in other units
The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary
Applicants must be authorized to work for any employer in the United States. This position is not open to applicants who need visa sponsorship or transfer of visa sponsorship at this time
Preferred
Experience working directly with Homeowners Associations, Condominium Associations, Property Management Companies, or Community Association Institute (CAI) affiliated organizations, preferred
Company
Popular Bank
Popular Bank provides mortgage, cash management, credit cards, loans, investments, financial, and banking services.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Yanetsy Iturralde Compain, MSHRM
Our People Strategic Partner, VP - South Florida Region
Meenakshi Thanikachalam
Executive Head of Data & Analytics (Chief Data & Analytics Officer)
Recent News
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