Wayoh · 13 hours ago
Senior Vice President Risk Management
New Jersey, United States
Full-time
Hybrid
Director/Executive
$300K/yr - $325K/yr
12+ years expWayoh is a Fintech company seeking an SVP of Risk Management to lead their risk team. This role involves developing and optimizing credit strategies, underwriting policies, and risk models for unsecured consumer and small business lending.
Staffing & Recruiting
Hiring Manager
Matt Lang
Responsibilities
Lead all credit and risk functions for a fast-growing fintech lender
Develop, implement, and optimize credit strategy, underwriting policies, and risk models across unsecured consumer and small business lending
Own the end-to-end credit lifecycle, including policy creation, underwriting platform management, AI/ML model oversight, fraud detection, portfolio monitoring, stress testing, and reporting to the board and capital partners
Qualification
Required
12+ years of progressive risk and credit management experience in financial services
Hands-on experience with direct ownership of underwriting and credit strategy
Hands-on experience in both traditional banking/financial institutions and fintech/digital lending platforms
Deep expertise in unsecured consumer and small business lending, including credit cards and lending products
Experience building credit strategy and policy from the ground up, including end-to-end credit risk analysis, underwriting review, and quantitative portfolio analytics
Demonstrated experience with AI/ML applications in underwriting, fraud detection, and credit risk modeling
Strong understanding of digital lending platforms, loan origination systems (LOS), API integrations, and fintech infrastructure
Strong knowledge of regulatory compliance for consumer and small business lending (TILA, ECOA, FCRA, state licensing, etc.)
Ability to commute to Woodbridge, NJ 3x per week
Preferred
Professional certifications such as FRM, CFA, or relevant risk management credentials preferred (preferred but not essential)
Experience managing risk for loan origination platforms that sell loans to capital partners or investors (preferred but not essential)
Track record navigating funding challenges and capital partner relationships (preferred but not essential)
Prior experience at a fintech startup that scaled successfully (preferred but not essential)
Benefits
Bonus
Equity
Company
Wayoh
At Wayoh, we specialize in two spaces that shape how people live: Health and Wealth.
2-10 employees
Funding
Current Stage
Early StageLeadership Team
Matt Lang
Founder
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