Mortgage Loan Officer jobs in United States
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Central Pacific Bank · 16 hours ago

Mortgage Loan Officer

Central Pacific Bank is seeking a Mortgage Loan Officer responsible for managing relationships and generating new mortgage loans. The role involves outside sales, interviewing applicants, and analyzing financial situations to qualify them for appropriate mortgage programs.

BankingFinancial Services

Responsibilities

Direct Individually originate and close a minimum level in residential mortgage loans per month. (Level to be determined and communicated by management.)
Interview applicants to determine their ability to qualify for a mortgage loan
Analyze the applicant’s financial situation in order to qualify them for the correct loan amount and mortgage program that fits their individual needs
Input customer information into the loan origination system and all other systems (i.e., automated underwriting, contact management, etc.) as deemed necessary
Make recommendations regarding credit decisions on residential mortgages to the underwriting representatives of HLD or of various wholesale funding sources
Monitor loan file throughout the entire process up to and including recordation

Qualification

Mortgage loansNMLS registrationCustomer interactionSales skillsActive listeningOral communicationWritten communication

Required

High School Diploma or GED equivalency required
3+ years of experience in the mortgage industry with a solid knowledge of mortgage loans, including qualifying criteria, individual product parameters and applicable regulatory requirements
Valid Driver's License required
Registration with the Nationwide Mortgage Licensing System & Registry (NMLS) is required prior to performing any duties of a Mortgage Loan Originator (MLO)
Must be able to perform light physical work and to move or lift items including but not limited to boxes, files and papers up to 20 pounds unless otherwise as indicated
Must be able to operate and proficiently use standard office equipment, including phone, copier, personal computer and/or other work related mechanical or electronic devices and applications
Must be able to clearly communicate verbally and in writing with all internal and external customers
Must also be able to hear sufficiently to engage in daily discussions and interactions
Must be able to read and understand bank-related documents
Must be able to work in a conventional office setting, involving sitting at a desk or workstation for long periods of time
Must also be able to adapt to different work environments as needed to perform the job

Company

Central Pacific Bank

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Central Pacific Bank is a financial service company that provides banking products and services.

Funding

Current Stage
Late Stage
Total Funding
$55M
2020-10-20Debt Financing· $55M

Leadership Team

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Arnold D Martines
Chairman, President and CEO
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John Dean
President and CEO
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Company data provided by crunchbase