Huntington National Bank · 15 hours ago
Portfolio Credit Risk Strategy and Analytics Director
Columbus, OH
Full-time
Hybrid
Director/Executive
20+ years expHuntington National Bank is seeking a Credit Portfolio Strategy & Analytics Director to lead the design, governance, and optimization of the bank’s consumer and commercial credit portfolios. This strategic role involves delivering actionable analytics and data-driven recommendations to enhance capital efficiency and shareholder value while navigating evolving risks.
Asset ManagementFinanceFinancial Services
Responsibilities
Develop and execute an enterprise-wide credit portfolio strategy across all consumer and commercial lending segments (e.g., mortgage, auto finance, credit card, small business, commercial, specialty lending)
Assess long-term strategic plans from a credit perspective, providing recommendations to ensure alignment with risk appetite, capital objectives, and resilience goals
Establish and monitor concentration limits across sectors, geographies, and borrower types to proactively manage correlated risk
Align portfolio composition with strategic goals for profitability, capital efficiency, and long-term resilience, including integrating climate risk exposure
Lead the design and oversight of the portfolio risk appetite framework in line with evolving regulatory expectations (OCC, Fed, Basel)
Direct enterprise credit risk analytics, forecasting, and reporting to inform strategic decisions and regulatory requirements
Leverage advanced data, analytics, and AI-driven insights to optimize risk-return performance
Assess portfolio segments to balance profitability with risk appetite and growth opportunities
Develop and implement ROA and ROI frameworks to evaluate and enhance portfolio performance
Lead advanced stress testing, scenario analysis, and climate risk modeling to anticipate and mitigate vulnerabilities
Lead credit and portfolio analytics efforts supporting due diligence for mergers, acquisitions, and divestitures
Provide data-driven insights to guide strategic transactions and balance sheet optimization
Collaborate with Finance, Treasury, and Risk teams to support capital allocation strategies
Serve as a senior advisor to executive leadership and business line leaders on portfolio performance, risk strategy, and growth opportunities
Act as the primary liaison for regulators, rating agencies, and industry forums on credit portfolio strategy and analytics
Present portfolio strategies, concentration risks, and emerging risks to the C-Suite and Board-level committees
Performs other duties as assigned
Qualification
Required
Bachelor's degree in a relevant field (e.g., Finance, Economics, Analytics, Engineering)
20+ years of experience in credit portfolio strategy, credit risk, and analytics at a large, regulated financial institution; leadership experience required
Deep expertise in operationalizing end-to-end credit risk strategies using models, policies, workflows, data analytics, loan pricing, and artificial intelligence to achieve outcomes
Strong data analytics skills with hands-on expertise in programming languages (e.g., SAS, Python, SQL) and data visualizations software (e.g., Tableau)
Proven expertise across diverse consumer and commercial lending portfolios, with a track record of managing concentration, optimization strategies, and correlated risk
Deep knowledge of regulatory frameworks, including OCC, Fed, FDIC, Basel III, and CCAR/DFAST
Demonstrated experience building and leading credit strategy, portfolio analytics, loan pricing, and ROA/ROI frameworks
Exceptional communication and leadership skills, with the ability to influence C-Suite executives, Board members, and regulators
Experience shaping long-term corporate strategic plans from a credit risk and portfolio perspective
Preferred
Experience at a top 10 US bank managing credit policy and strategy
Experience integrating climate risk into credit strategy and portfolio analytics
Advanced degree in Finance, Economics, Analytics, or Business; CFA or FRM designation; graduate of a nationally recognized banking school
Company
Huntington National Bank
Huntington National Bank offers consumer, small business, and commercial banking, mortgages, wealth, and insurance services. It is a sub-organization of Huntington Distribution Finance.
10001+ employees
H1B Sponsorship
Huntington National Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (120)
2024 (118)
2023 (84)
2022 (114)
2021 (67)
2020 (48)
Funding
Current Stage
Public CompanyTotal Funding
$1.75BKey Investors
FHLB Cincinnati
2026-01-17Grant
2024-11-18Post Ipo Debt· $1.75B
1978-01-13IPO
Leadership Team
Donnell White
Senior Vice President - Chief Inclusion Officer
Dontae Noel
Emerging Payments & Platforms Strategy
Recent News
2026-01-22
2026-01-22
2026-01-22
Company data provided by crunchbase