SoFi · 7 hours ago
Collateral Analyst
Sacramento, CA
Full-time
Onsite
Senior Level
$70K/yr - $132K/yr
5+ years expSoFi is a next-generation financial services company and national bank using innovative technology to help members with personal finance. The Collateral Analyst will support the bank’s commercial real estate lending platform, focusing on analyzing collateral performance and delivering actionable market insights.
CreditCredit CardsFinancial ServicesFinTechLendingWealth Management
Responsibilities
Analyze and monitor collateral supporting commercial real estate loans, with an emphasis on multifamily assets
Build and maintain recurring and ad-hoc reports for senior management, credit committees, and portfolio oversight
Develop financial and valuation-related models to assess collateral performance, trends, and risk exposure
Aggregate, clean, and analyze CRE data from internal systems and third-party sources
Produce market insights on multifamily and broader CRE trends, including supply/demand, rent growth, cap rates, and geographic performance
Utilize CoStar to research market data, comparable properties, and regional trends
Leverage Airtable to organize datasets, track collateral metrics, and support reporting workflows
Partner with credit, underwriting, and portfolio management teams to support risk assessment and strategic decision-making
Assist with stress testing, portfolio reviews, and special projects as needed
Qualification
Required
Bachelor's degree in Finance, Real Estate, Economics, Business, or a related field (Master's preferred but not required)
Minimum of 5 years of experience in commercial real estate analysis, collateral analysis, credit, or portfolio management
Strong experience with multifamily real estate analysis
Proficiency with CoStar for market research and property analysis
Hands-on experience using Airtable for data management and reporting
Advanced Excel skills; experience with financial modeling required
Strong written and verbal communication skills, with the ability to present insights to senior management
Preferred
Experience working in a bank or regulated financial institution
Familiarity with loan portfolio monitoring and collateral risk metrics
Ability to automate or streamline reporting processes
Strong attention to detail and ability to manage multiple priorities
Benefits
Competitive compensation and benefits
Exposure to senior leadership and strategic decision-making
Collaborative team environment with a focus on data-driven insights
Opportunities for professional growth within commercial banking and real estate finance
Company
SoFi
SoFi is a finance company that offers a range of lending and wealth management services.
1001-5000 employees
H1B Sponsorship
SoFi has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (213)
2024 (117)
2023 (131)
2022 (118)
2021 (81)
2020 (42)
Funding
Current Stage
Public CompanyTotal Funding
$12.25BKey Investors
Fortress Investment GroupPGIMQatar Investment Authority
2025-12-04Post Ipo Equity· $1.5B
2025-07-29Post Ipo Equity· $1.5B
2025-04-17Post Ipo Debt· $3.2B
Leadership Team
Anthony Noto
CEO
Jeremy Rishel
Chief Technology Officer
Recent News
2026-01-22
2026-01-20
The Motley Fool
2026-01-17
Company data provided by crunchbase