EMC Insurance Companies · 13 hours ago
Specialty Underwriter
EMC Insurance Companies is focused on collaboration to make a positive impact, and they are looking for a Specialty Underwriter. The role involves managing a profitable portfolio, conducting evaluations of specialty accounts, and collaborating with agents to ensure superior customer experiences.
Financial ServicesInsurance
Responsibilities
Manages the selection, growth, and maintenance of a profitable portfolio within an assigned territory within assigned underwriting authority
Conducts comprehensive evaluations of moderately complex specialty accounts, including diverse business operations within the Specialty Unit and multiple lines of coverage, to determine appropriate risk selection and pricing
Assesses exposure levels and evaluates the risk characteristics compared to the business unit UW guidelines, analyzing loss history, financial data, motor vehicle records, supplemental applications, loss control reports, and other UW tools like price guidance and premium audits
Collaborates with Program Managers to identify the training needs of our agents and helps to coordinate those sessions
Educates agents on Specialty programs, underwriting appetite, systems, and services
Visits agencies to discuss accounts and provide agents with updates in the Specialty Unit to maximize opportunities
Communicates with agents proactively and anticipates agents and insureds’ needs
Identifies opportunities and potential barriers within agency relationships
Collaborates with sales & marketing representatives to ensure agents receive superior customer experiences and select EMC as their insurer of choice
Collaborates with leadership in the agency planning process for the Specialty Unit
Monitors progress of assigned agents and guides agents in achieving annual goals
Seeks feedback from agents and takes action to improve their experience and grow strong books of business
Researches industry changes, competition, target markets, and new products
Answers questions, shares recommendations for complex situations, communication strategies, or problematic agency relationships and explains the rationale for recommendations
Supports underwriting management through reviewing work of less experienced underwriters and providing training
Qualification
Required
Bachelor's degree, preferably in insurance or business administration or equivalent relevant experience
Four years of commercial lines underwriting experience
Excellent knowledge of underwriting and risk analysis
Excellent knowledge of at least two lines of business
Strong written and verbal communication skills, including presentation skills and account analysis documentation skills
Strong problem-solving skills and the ability to make sound decisions
Strong customer service skills
Strong computer skills, including knowledge of Microsoft Office and social media
Ability to work on multiple projects while meeting deadlines
Excellent written and verbal communication skills, including the ability to speak effectively before groups
Strong presentation skills
Ability to work effectively with others, as well as independently
Occasional travel required; a valid driver's license with an acceptable motor vehicle report per company standards required if traveling
Preferred
Experience in specialty segment classes (transportation, petroleum marketers, dealerships, telecommunications, amusement/recreation)
Insurance designations, such as CPCU
Company
EMC Insurance Companies
EMC Insurance is a top insurer based on net written premium, and we have more than 2,200 employees.
Funding
Current Stage
Public CompanyTotal Funding
unknown1982-02-12IPO
Recent News
Corridor Business Journal
2025-06-28
2024-04-11
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