Alpine Bank · 10 hours ago
Consumer Loan Specialist I
Alpine Bank is seeking a Consumer Loan Specialist I to join their Consumer Loan Underwriting Team. This entry-level position involves reviewing and evaluating consumer non-real estate loan applications while ensuring compliance with the Bank’s loan policy guidelines.
BankingFinancial ServicesInsuranceVenture Capital
Responsibilities
Understanding of different types of consumer loan applications and disclosures used for each
Understands consumer loan documentation and follows compliance regulations
Discerns the Bank’s loan policy guidelines and underwrites loan requests within lending parameters
Inputs loan application into loan software and upload any supporting documents that are sent by the location contact
Reviews system decision recommendation by analyzing the application information, credit report history, debt-to-income ratio, and the collateral loan-to-value ratio
Reviews and deciphers essential information on an applicant’s credit history report
Identifies missing items or information and communicates with location contact and customer
Ensures underwriting meets loan policy requirements with supervisor review and assistance
Decisions the loan and articulates decision to both the customer and the Retail Branch Representative
Orchestrates loan closing between the customer and the Retail Branch Representative or completes adverse action for disclosure
Regular and reliable attendance is required as an essential function of this position
Performs other duties as assigned
Qualification
Required
High School Diploma or General Education Diploma (GED) equivalent required
Possession of, or ability to obtain, a valid NMLS License, required
Teamwork ethics: demonstrates ability to work successfully as a team player
Demonstrates a positive attitude and adaptability, especially regarding workflow process and technology changes
Displays motivation to initiate work; is a self-starter
Ability to work independently
Organizational skills: ability to effectively prioritize, be detailed oriented, and manage workload
Good analytical abilities to gather and interpret data and decision basic loan requests
Ability to work in a fast-paced environment with a desire for professional growth
Strong verbal and written communication skills
Computer Skills: Underwriters require advanced computer skills and must be proficient with Excel, Word, and financial analysis software and other spreadsheet packages
Preferred
Minimum of 2 years of banking experience preferred
Experience with loan compliance and loan documentation preferred
Working knowledge of Loan Policy desired
Company
Alpine Bank
Alpine Bank is a bank providing banking, wealth management, and mortgage services.
Funding
Current Stage
Public CompanyTotal Funding
$125M2025-11-24Post Ipo Debt· $75M
2020-06-11Debt Financing· $50M
2019-06-28IPO
Leadership Team
Jennifer Hawley
Vice President and Trust Officer
Recent News
The Business Times
2025-12-25
2025-12-16
2025-12-13
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