Greenbox Capital · 1 day ago
Credit Analyst
United States
Full-time
Remote
Entry, Mid Level
2+ years expGreenbox Capital is focused on evaluating credit risk and making disciplined, risk-based pricing decisions. The Credit Analyst will conduct comprehensive credit reviews and collaborate with internal teams to ensure timely funding while maintaining portfolio quality and competitiveness.
Commercial LendingFinanceFinancial ServicesLending
Responsibilities
Conduct comprehensive credit reviews, including bank statements, tax returns, financial statements, and merchant/owner credit profiles
Identify, assess, and resolve risk flags to determine creditworthiness and sources of repayment
Apply underwriting judgment consistently within established credit policies
Perform business due diligence using internal tools and third-party data sources to identify fraud or misrepresentation
Execute risk-based pricing decisions aligned with portfolio performance goals and market conditions
Collaborate with Sales, ISOs, and internal teams to communicate decisions clearly and professionally
Manage competing priorities to meet service-level expectations
Monitor industry trends and emerging risks, recommending improvements to policies, processes, or tools
Qualification
Required
Bachelor's degree in Finance, Business, Economics, or a related field required
2+ years of experience in underwriting, credit analysis, or a related financial role
Hands-on experience with cash flow analysis, credit risk assessment, and risk-based pricing
Strong proficiency in Microsoft Office
Solid understanding of underwriting principles, credit policy, and small business lending
Ability to synthesize complex financial data into clear conclusions and recommendations
Preferred
Advanced Excel skills preferred
Experience working in Salesforce or a comparable CRM
Benefits
Competitive Pay - We know your worth and we pay accordingly.
Flexible PTO - Work hard, rest well. Take the time you need to recharge.
Remote - Fully remote within the U.S., working Eastern Time hours to keep everyone aligned.
Full Benefits Package - Health, dental, vision
Smart, Supportive Teammates - Collaborate with sharp minds who are kind, driven and uphold our core values!
Company
Greenbox Capital
Greenbox Capital provides financial services such as merchant cash advances, business line of credit, small business and collateral loans.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Jordan Fein
Founder and CEO
Company data provided by crunchbase