Southern Bancorp · 1 month ago
Sr. Lending Officer
Southern Bancorp is a Community Development Financial Institution that focuses on serving underserved communities. The Sr. Lending Officer is responsible for managing and developing agricultural and business loan relationships, ensuring compliance with lending guidelines, and providing outstanding service to clients.
BankingFinanceFinancial Services
Responsibilities
Responsible for developing and maintaining a portfolio of agricultural loan accounts
Makes and services loans and leases within delegated authority and in accordance with association policies
Analyzes loan applications, audits loan files
Services existing loans and counsels customers in an effort to reduce delinquencies and meet bank goals for increasing loan volume
Coordinates loan closing process and assists with loan servicing
General support of management in operation of the bank including asset-liability management and marketing efforts
Performs other related duties as required or assigned
Qualification
Required
High School diploma or equivalent
Minimum of five years of agricultural and small business lending experience
Must have strong sales, negotiating and problem solving skills
Organizational skills to prioritize responsibilities and meet deadlines in an orderly, productive manner
Strong client service and interpersonal skills in dealing with both internal and external clients
Team-oriented with the ability to work collaboratively across all levels of the organization
Customer service and collection skills to handle situations which require assertiveness and discretion
Ability to travel within market and outside of the market periodically
Must possess and maintain current and valid driver's license and a vehicle with appropriate insurance coverage
Benefits
401(k)/Roth plan with immediate eligibility and employer match up to 6%
Employee stock ownership plan
Discounted rate on primary home mortgage
Credit and housing counseling as well as free financial education tools available to customers and employees
No deductible medical insurance plan
Dental and vision insurance
Employer paid life and long-term disability insurance
Flexible Spending Accounts
Paid holidays and paid time off
Bonus plan
Opportunity for merit raises
Employee reward and recognition programs
Community service opportunities
Company
Southern Bancorp
Southern is a unique organization that combines the vision, passion, and creativity of non-profit organizations.
Funding
Current Stage
Growth StageTotal Funding
$27.44MKey Investors
Community Development Financial Institutions FundBlockBank of America
2023-04-12Grant· $4.9M
2021-06-10Corporate Round
2020-10-19Corporate Round· $4.79M
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