Truist · 13 hours ago
Card Underwriter I
Wilson, NC
Full-time
Onsite
Entry Level
3+ years expTruist Bank is seeking a Card Underwriter I to underwrite and make credit decisions on credit card applications while adhering to the bank's policies and Service Level Agreements. The role involves providing support to bankers and ensuring compliance with federal regulations and bank procedures.
BankingFinanceFinancial Services
Responsibilities
Underwrite and decision, within delegated lending authority, credit card and Ready Now Credit Line applications where the risk profile falls outside of auto decisioning criteria
Perform complex debt capacity and revolving credit utilization calculations and supporting compensating factors on higher risk/complex requests
Ensure all credit decisions are made in compliance with bank policies, procedures and federal regulations
Process and complete manual underwriting or communications, including the management of group email boxes
Provide phone/email support for banker questions
Provide recommendations to Manager for improving policy and processes related to underwriting consumer cards and constant credit
Clearly document each application to include rationale for any policy exceptions
Meet production goals established for the role in addition to meeting turnaround time standards
Qualification
Required
Bachelor's degree in a Business or related field, or equivalent education and related training
Knowledge of consumer lending products, credit policy, applicable federal laws and regulations
Proficient analytical and problem-solving abilities
Strong verbal and written communication skills
Ability to multi-task and handle heavy workloads
Demonstrated proficiency in basic computer software applications such as Microsoft Office products and automated loan origination systems containing risk models and internal scorecards
Preferred
3+ years consumer underwriting experience in a centralized fast-paced customer service orientated team environment
Knowledge of bank operations, systems, compliance and regulatory issues
Benefits
Medical
Dental
Vision
Life insurance
Disability
Accidental death and dismemberment
Tax-preferred savings accounts
401k plan
Vacation
Sick days
Paid holidays
Defined benefit pension plan
Restricted stock units
Deferred compensation plan
Company
Truist
Truist is the sixth-largest commercial bank in the U.S.
10001+ employees
H1B Sponsorship
Truist has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (313)
2024 (247)
2023 (288)
2022 (275)
2021 (278)
2020 (270)
Funding
Current Stage
Late StageTotal Funding
unknown2021-01-01Seed
Leadership Team
Michael Maguire
Chief Financial Officer
James Cordovana
SVP of Cloud Security Enterprise Architect
Recent News
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