Northwest Bank · 1 month ago
Commercial Banking - Relationship Manager
Boise,ID,US
Full-time
Onsite
Senior Level
5+ years expNorthwest Bank is dedicated to serving the business and professional communities of Idaho, Oregon, Utah, and Washington. They are seeking a Relationship Manager to lead the development and maintenance of a loan portfolio, ensuring customer satisfaction through creative financial solutions and strong customer relationships.
BankingFinanceFinancial Services
Responsibilities
Providing the Bank’s customers with timely, responsive and exceptional service in accordance with the Bank’s mission, vision, core values and customer service standards
Understanding the client’s business, industry and leadership
Clearly identifying financial outcomes that enhance the client’s success
Developing financial solutions that are creative, sound and effective
Ensuring every deal is executed with high quality, quickly and fairly:
Interviewing potential clients and accepting credit applications
Reviewing applications and credit histories
Reviewing and analyzing credit reports and financial information
Evaluating existing and projected company cash flow
Determining value of collateral; reviewing independent appraisal reports
Approving or rejecting credit applications within bank standards
Preparing detailed loan presentations on new credit applications
Monitoring loan documentation and processing
Frequently engaging with customers, persistently assessing client needs and offering solutions
Identifying potential gaps in service and products, and communicating internally to identify opportunities for growth as well as competitive differentiation
Communicating with bank management about overall portfolio health, opportunity for growth, retention risks
Following through on agreements by monitoring loans through periodic reviews and documentation
Reviewing maturing loans, loan extensions and construction draws
Resolving customer payment issues
Properly maintaining credit files including file memos updating the status of the client relationship
Working proactively and independently to develop new sources of businesses
Leveraging market insight to target and engage potential customers
Responding to inquiries regarding business and consumer credit and deposit products
Effectively representing Northwest Bank products and solutions
Qualification
Required
Relevant undergraduate degree or equivalent experience
Minimum 5 years of experience in commercial lending
Proven business development skills
Thorough knowledge of credit services and other banking services
Thorough knowledge of lending policies and procedures
Thorough knowledge of business cash flow
Computer skills including Windows-based software, word processing and spreadsheet applications, internet usage, electronic mail, and bank software
Effective oral and written communication skills
Company
Northwest Bank
Northwest Bank is a privately held community bank that offers services to small and medium-sized companies, professionals, and NGOs.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Scott Van Den Elzen
SVP, Chief Technology Officer
Allan Siegel
Chief Financial Officer
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