Navy Federal Credit Union · 1 day ago
Check Operations Specialist II
5510 Heritage Oaks Dr, Pensacola, FL, 32526, US
Full-time
Onsite
Mid Level
$20.15/hr - $25.25/hrNavy Federal Credit Union is a leading financial institution, and they are seeking a Check Operations Specialist II to validate and process checks and financial instruments in compliance with regulations. The role involves handling transactions, reconciling adjustments, and supporting organizational goals while adhering to internal controls.
AssociationFinancial ServicesNon Profit
Responsibilities
Prioritize, process and reconcile incoming and outgoing financial items from direct presentment banks, the Federal Reserve Bank (FRB), Navy Federal branches, Mail Remittance, ATM, eDeposits, or other sources for clearing
Make pay/no pay decision for corporate check items
Reconcile general ledger for proper recordation and processing of escheated items to ensure compliance with state and federal regulations
Make payment decisions on negotiable instruments that require special handling, e.g. stop payments, cancelations, voids, duplicate paid drafts, and escheatment
Organize work according to item type (e.g. on-us, returned items, Savings Bonds etc.) to ensure adherence to established deadlines/guidelines
Initiate Check Adjustment and correspond with the FRB via an automated system to resolve incorrect payment amount, duplicate or false presentments
Research and investigate escalated problems involving member and corporate check transaction; processes corrections to exceptions transactions
Review status of outstanding transaction and initiate corrective action for transactions
Review transactions flagged as fraudulent or suspicious; determine risk level based on OFAC regulations and complete appropriate documentation; escalate confirmed fraudulent or suspicious transactions to Security
Remain current on industry rules and regulations governing checks and other financial transactions
Perform on-going quality control to ensure efficiency and accuracy of processes and procedures
Perform end of day balancing for Incoming and Outgoing Check transaction
Obtains and prepares additional documentation for check adjustments to be provided to internal business units, financial institutions and the FRB
Respond to general requests from members, internal business units, FRB and financial institutions
Maintain a general awareness of FRB rules, regulations and operating guidelines
Adheres to internal controls and procedures to minimize risks and prevent losses
Support projects and initiatives within the business unit and/or across the organization
Mentor and guide level I team members
Perform other duties as assigned
Qualification
Required
Working knowledge of accounting reconciliations and principles
Experience in processing incoming and outgoing checks transactions
Experience in processing incoming Check Adjustment, Corporate transactions and Reconcile General ledgers
Working knowledge with industry rules and regulations governing checks and other financial transactions
Effective skill following, interpreting and applying relevant data/instructions to guidelines, procedures, practices and regulations
Working Knowledge with payment rules and regulations
Working knowledge with FRB rules, regulations and operating guidelines
Ability to handle multiple tasks simultaneously with a high degree of accuracy
Experience in working in a high volume, fast paced environment
Effective in the use of PCs and related software packages
Exposure to leading, guiding and mentoring others
Effective skill exercising initiative and using good judgment to make sound decisions
Effective skill interacting tactfully and effectively in difficult situations
Effective research, analytical, and problem solving skills
Effective verbal and written communication skills
Preferred
Familiarity with NFCU credit/debit card products, services, processes, procedures and related dispute/fraud
Familiarity with of Navy Federal's functions, philosophy, operations and organizational objective
Company
Navy Federal Credit Union
Since 1933, Navy Federal has grown from seven members to over 4 million members. And since that time, their vision statement has remained
Founded in 1933
10001+ employees
H1B Sponsorship
Navy Federal Credit Union has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (217)
2024 (110)
2023 (106)
2022 (76)
2021 (38)
2020 (19)
Funding
Current Stage
Late StageLeadership Team
Dietrich Kuhlmann
President & CEO
Kara Cardona
Chief Operating Officer
Recent News
Boston Herald
2026-01-23
The Orlando Sentinel
2026-01-22
2026-01-13
Company data provided by crunchbase