x.ai · 19 hours ago
Investigations Analyst, Suspicious Activity Reports - X Money
Bastrop, TX, US
Full-time
Onsite
Mid, Senior Level
4+ years expxAI is dedicated to creating AI systems that enhance human understanding and knowledge. The Investigations Analyst will play a crucial role in detecting, preventing, and reporting financial crimes as part of the Legal & Compliance Team, ensuring the effectiveness of the BSA/AML compliance program.
Artificial Intelligence (AI)InternetSchedulingSoftwareVirtual Assistant
Responsibilities
Independently investigate and resolve complex alerts and cases from transaction monitoring systems, including in-depth analysis of payment flows and user behaviors
Prepare, review, and recommend filing of Suspicious Activity Reports (SARs), ensuring high-quality narratives and supporting documentation
Assist with KYC and onboarding matters as required
Conduct Enhanced Due Diligence (EDD) on high-risk users and transactions; perform periodic reviews of customer risk profiles and recommend adjustments to risk ratings
Assist in tuning and optimizing transaction monitoring rules and scenarios to reduce false positives while maintaining detection effectiveness
Mentor and provide guidance to junior team members on investigation techniques and regulatory requirements
Collaborate with internal teams (e.g., Product, Risk, Legal) on compliance-related initiatives and new product launches
Maintain expertise in evolving BSA/AML/OFAC regulations, FinCEN guidance, and payment industry financial crime trends
Qualification
Required
4+ years of hands-on experience in AML, ideally in fintech or banking
In-depth knowledge of BSA/AML laws and regulations, including the Bank Secrecy Act (BSA), USA PATRIOT Act, OFAC sanctions, and related requirements
Proven familiarity with local, regional, and international regulatory bodies (e.g., FinCEN, FATF, or equivalent), with practical experience navigating their guidelines
Demonstrated ability to drive operational changes, manage competing priorities, and collaborate effectively across global teams and regions
Strong analytical mindset with structured problem-solving skills, a sense of urgency, and the capacity to work independently under minimal supervision
Excellent verbal, written, and presentation skills, paired with interpersonal abilities to influence stakeholders at all levels and advance strategic initiatives
Quick learner with adaptability to evolving technologies, regulations, and business needs
Preferred
Familiarity with financial crime risks specific to digital payments, money transmission, wallets, or peer-to-peer platforms is highly desirable
Proven experience preparing and filing SARs, including high-quality, well-structured narratives — strongly preferred
AML-related certifications (e.g., CAMS, CGSS) are preferred but not required
Company
x.ai
x.ai is a tool that helps you and your team share ideal availability and schedule meetings.
201-500 employees
Funding
Current Stage
Growth StageTotal Funding
$44.29MKey Investors
Pegasus Tech VenturesTwo Sigma VenturesFirstMark
2021-06-03Acquired
2017-08-14Series B· $10M
2016-04-07Series B· $23M
Recent News
bloomberglaw.com
2025-09-25
2025-08-13
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