NBT Bank · 3 hours ago
Commercial Relationship Manager
NBT Bank is a stable financial institution committed to empowering its employees to grow and innovate. The Commercial Relationship Manager is responsible for new business development, evaluating loan applications, and maintaining customer relationships while ensuring compliance with bank policies and regulations.
BankingFinancial Services
Responsibilities
Develops a portfolio through New Business Development activities handling all but the largest most complex relationships with borrowing, depository and Trust needs. Maintains awareness and adherence to Bank policy as well as Federal/State regulations affecting Commercial Lending
Evaluates loan applications and makes recommendations to higher approval authority after analyzing borrower capacity, financial data, industry trends, collateral position, management ability and using personal judgment to determine credit worthiness
Maintains and services a loan portfolio including the timely gathering of financial data and keeping contact with customer, properly documenting borrower status through file write-ups
Seeks advice and guidance from more experienced lending Officers throughout the loan underwriting, approval and closure process
Other duties as assigned
Qualification
Required
4 year degree or related experience
5-7 years lending experience
Strong accounting and credit analysis background
Strong oral, written and listening skills
Ability to attain/exceed goals
Strong management and leadership skills
Travel less than 50%
Driver's License required
Reliable transportation required
Benefits
Generous Paid Time Off: At least 22 days annually, prorated in the year of hire.
Parental Leave: Six weeks of paid leave at 100% of your salary.
Comprehensive Medical Coverage: Includes employer contributions to HSA for High Deductible Health Plan participants.
Dental and Vision Coverage: Ensuring your overall health and well-being.
Flexible Spending Accounts: For healthcare and dependent care expenses.
Employer-Paid Disability Coverage: Both short-term and long-term, with an option to purchase additional long-term coverage.
Life Insurance: Employer-paid basic life insurance, with an option to purchase supplemental coverage.
Voluntary Benefits: Including hospital, accident, and critical illness coverage.
Retirement Plans: Benefit from a 401(k) plan with employer matching, an optional Roth 401(k), and a pension plan to help secure your future.
Adoption Assistance: Supporting your growing family.
Tuition Reimbursement: Invest in your education and career growth.
Employee Assistance Program (EAP): Access to support and resources.
Pet Insurance: For all your furry friends.
Financial and Banking Services: Various banking services benefits and financial planning assistance.
Company
NBT Bank
NBT Bank, N.A. is a financial institution
Funding
Current Stage
Late StageLeadership Team
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