Colorado Housing and Finance Authority · 22 hours ago
Loan Review Analyst
Denver, CO
Full-time
Hybrid
Senior Level
$89K/yr - $103K/yr
5+ years expColorado Housing and Finance Authority is seeking a Loan Review Analyst to be a key part of their Asset Management team. The role involves independent evaluation of the commercial loan portfolio to assess and manage portfolio risk, requiring strong credit analysis and financial evaluation skills.
FinanceFinancial ServicesNon Profit
Hiring Manager
Kesha K.
Responsibilities
Analyzing cash flow, collateral coverage, and the effect of market conditions on CHFA’s existing commercial loans in a loan review format
Conducting a detailed credit quality review and analysis of the financial performance of the operating entity
Determining repayment risk
Understanding and conveying underlying market conditions
Assigning credit quality loan grades
Recommending appropriate internal loan monitoring steps
Providing a comprehensive review of the financial strength of the underlying guarantors on commercial loans
Participating in conducting physical site inspections for existing loans
Evaluating new credits prior to loan approval
Identifying under-performing loans and looking for specific trends negatively impacting these loans
Coordinating with the Commercial Workout Officer(s) on specific loans
Requesting and obtaining YTD and year-end financial statements as needed
Requesting updated real estate evaluations from the Staff Appraiser as needed
Coordinating and soliciting input from Asset Managers and/or Commercial Production Groups
Effectively communicating loan review findings to Manager
Completing financial spreading of audits and reviewing tax returns/personal financial statements
Maintaining the financial statement dashboard
Reviewing the New Market Tax Credit (NMTC) and USDA loan portfolios
Maintaining a database of all under-performing loans
Reviewing project stabilization requests for projects converting from construction
Evaluating the concentration of credit for sponsors on pipeline loans and quarterly analysis for existing loans to CHFA board members
Preparing the monthly Loan Loss Reserve (LLR) analysis
Conducting a quarterly assessment of the LLR methodology
Uploading completed loan reviews to OnBase
Updating the loan tracking system
Performing special projects as directed
Qualification
Required
Requires a Bachelors degree in finance, accounting or a related field
Minimum of five (5) years of comprehensive experience in a financial institution with an emphasis on credit analysis or commercial loan underwriting
Strong credit skills are a must – must be proficient in reading and analyzing business and personal financial statements, tax returns, and other financial information
Working knowledge of real estate lending principles that incorporate the following: financial feasibility, credit risk and trend analysis, market concentration, and commercial loan underwriting
Some knowledge of NMTC, USDA, and Housing Tax Credit programs
Excellent problem-solving and analytical skills with the ability to work independently
Proficiency in the use of PC-based applications, including but not limited to Microsoft Word and Excel
Ability to communicate, both orally and in writing, in an effective and diplomatic manner
Strong and ethical decision-making skills
Strong customer service skills
Effective leadership skills
Ability to continuously improve and develop knowledge and skills, while adapting quickly to changing circumstances and processes
Ability to work towards inclusion in all activities and decisions through the solicitation and appreciation of diverse perspectives
Ability to exercise personal accountability in all activities and decisions
Ability to embrace a culture of operational excellence to ensure processes are continually evaluated and improved as necessary
Ability to operate with a sense of integrity
Ability to have fun with a demonstrated sense of humor
Ability to establish rapport with people of diverse ethnic, racial, and cultural backgrounds
Company
Colorado Housing and Finance Authority
Colorado Housing and Finance Authority offers financial resources to strengthen homeownership, affordable rental housing, and businesses.
51-200 employees
Funding
Current Stage
Growth StageTotal Funding
$4.5MKey Investors
Community Development Financial Institutions Fund
2024-10-23Grant· $4.5M
Leadership Team
Cris White
CEO
Patricia Hippe
CFO
Recent News
2026-01-17
2025-10-31
Company data provided by crunchbase