ValleyStar Credit Union · 21 hours ago
Commercial Portfolio Specialist
Rocky Mount, VA, US
Full-time
Onsite
Mid Level
3+ years expValleyStar Credit Union is a financial institution seeking a Commercial Portfolio Specialist to manage and oversee their Member Business Loan/Commercial Loan portfolio. The role involves assisting with loan servicing, deposit account opening, and collecting financial information for annual reviews.
BankingCreditFinancial Services
Responsibilities
Assist with deposit account opening and ongoing servicing, in conjunction with team members located in branch locations that facilitate account origination or business relationships
Assist members with issues related to loan/deposit accounts, remote deposit or online banking
Track loan covenants, property taxes/insurance, and collection of updated financial information
Perform site visits and escalate any concerns as warranted
Support growth by identifying potential cross-sell opportunities to deepen member relationships
Review loans for potential FHLB collateralization eligibility and/or potential participation
Work with Credit Administration to ensure all information is current and available to facilitate annual loan reviews and/or meet audit requirements. Assist with clearing tickler and exception items related to documentation deficiencies
Assist lenders with portfolio servicing and new loan originations
Collaborate with Credit Administration to ensure accuracy in reporting system data and applicable loan coding and identification
Prepare applicable portfolio reports, and assist with special projects that may arise
Exhibit a professional, business-like appearance and demeanor
Qualification
Required
Minimum of 3 years lending experience
Experience can be related to origination, loan operations, lending support, credit administration or portfolio administration
Familiarity or ability to quickly adapt to software programs such as Abrigo
Basic knowledge of applicable regulations, particularly as they apply to MBL/Commercial lending
Strong attention to detail
Excellent verbal and written communication skills
Ability to handle confidential information with discretion
Ability to read and comprehend simple instructions, short correspondence and memos
Ability to write simple correspondence
Ability to effectively present information in one-on-one and small group situations to members, potential members and other employees of the organization
Ability to add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals
Ability to compute rate, ratio and percentage
Ability to apply common sense understanding to carry out instructions furnished in written, oral or diagram form
Ability to deal with problems involving several concrete variables in standardized situations
Ability to operate a multi-line telephone system with voice mail capability, fax machine, calculator, personal computer and copy machine
Basic skills in Windows-based software programs including Word and Excel
Preferred
An Associate Degree or completion of specialized course of study at a business or trade school is preferred
Experience in Member Business/Commercial lending highly desirable
Company
ValleyStar Credit Union
ValleyStar Credit Union is a full-service credit union serving Virginia and North Carolina.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Justin Barnes
Chief Lending Officer
Robert Sparrow
Chief Risk Officer
Recent News
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