Unison · 23 hours ago
Senior Investment Underwriter
Unison is a San Francisco-based company pioneering a smarter way to own homes. As a Senior Investment Underwriter, you will evaluate the risk and soundness of residential real estate investments, conducting thorough due diligence to ensure compliance with underwriting standards and contributing to process improvements.
Responsibilities
Perform comprehensive underwriting reviews of residential real estate investments, including property valuation, applicant credit, and income analysis
Review and assess residential appraisals to ensure compliance with Unison underwriting guidelines and valuation standards
Review home inspection reports, identify deferred maintenance or risk factors, and document findings clearly and consistently
Conduct income underwriting, including analysis of documentation and calculation of qualifying income, to support credit decisioning
Serve as an escalation point for complex or higher-risk transactions, providing guidance and sound judgment to teammates and team leaders
Perform quality control reviews and internal audits, including spot checks of completed deals, to ensure consistency, accuracy, and adherence to underwriting guidelines
Provide ongoing feedback to support the refinement of Unison’s proprietary underwriting systems, decisioning models, and operational procedures
Partner with Product, Technology, and Operations teams on automation and tooling initiatives, advocating for data integrity, risk discipline, and regulatory alignment
Stay informed on trends and developments in PropTech, FinTech, and residential real estate, and proactively identify opportunities to improve underwriting quality and efficiency
Contribute to a collaborative team environment by sharing expertise, supporting peer development, and promoting underwriting best practices
Qualification
Required
Bachelor's degree in finance, economics, business, real estate, or a related field, or equivalent professional experience
4–7+ years of experience in residential mortgage, real estate, or investment underwriting; experience in senior or escalation-focused roles is strongly preferred
Strong understanding of property valuation, credit analysis, income underwriting, and residential real estate risk factors
Experience handling underwriting exceptions and escalations with sound judgment and clear documentation
Highly detail-oriented with the ability to manage multiple priorities in a fast-paced environment
Strong written and verbal communication skills, with the ability to clearly articulate underwriting decisions and risk considerations
Collaborative, team-oriented mindset with a willingness to mentor and support peers
Comfort working with data-driven tools and technology-enabled underwriting platforms
Benefits
Competitive salaries
100% paid medical and dental benefits
Generous PTO policy
Paid parental leave program
Company
Unison
Unison offers a smart new financing alternative for accessing your equity without taking on debt.
Funding
Current Stage
Growth StageTotal Funding
$693MKey Investors
F-Prime
2022-02-07Debt Financing· $443M
2021-06-23Series Unknown· $210M
2018-06-26Series B· $40M
Recent News
London Evening Standard
2025-12-18
2025-11-21
2025-11-04
Company data provided by crunchbase