Tennessee Housing Development Agency · 1 day ago
Senior Mortgage Loan Underwriter
Nashville, TN
Full-time
Hybrid
Mid, Senior Level
3+ years expTennessee Housing Development Agency (THDA) is currently seeking a Senior Mortgage Loan Underwriter in our Single Family Loan Operations division. The successful candidate will review mortgage loan applications, assessing compliance with various regulations and maintaining communication with lenders and consumers.
FinanceFinancial ServicesGovernment
Responsibilities
Review mortgage loan applications submitted by Originating Agents, assessing compliance/conformity with organization regulations and Federal Housing Administration (FHA), Veterans Administration (VA), United States Department of Agriculture/Rural Development (USDA/RD), Federal Home Loan Mortgage Corporation (Freddie Mac), Federal National Mortgage Association (Fannie Mae) and Private Mortgage Insurance (PMI) regulations and determining action to be taken
Maintains on-going communication and relationships with lenders, realtors, consumers, etc
Qualification
Required
High school diploma or equivalent GED
Three years of directly related mortgage underwriting approval experience or quality control compliance required
Recent employment in the mortgage banking underwriting/compliance field is required
Proficient in underwriting guidelines for FHA, VA, USDA/RD, Freddie Mac, Fannie Mae and PMI companies
Knowledge of mortgage regulatory requirements; RESPA, TIL, TRID, CFPB
Ability to successfully and accurately complete assigned work in a fast-paced environment
Strong interpersonal skills
Excellent verbal and written communication skills
Maintains credibility through sincerity, honesty, and discretion
Maintains a high level of confidentiality
Builds and maintains positive relationships with internal and external constituents
Strong organizational skills
Strong time management skills; uses time effectively; consistently meets deadlines
Ability to exercise good judgment in evaluating complex situations while implementing agencies requirements/ guidelines
Ability to adjust to frequent procedural changes
Documents regularly, thoroughly, accurately, and completely
High level of detail and accuracy
Exercises good and consistently fair judgment, courtesy, and tact in dealing with the staff and public in giving and obtaining information
Computer literate; proficient in Microsoft Word, Excel, Outlook, Allregs and the internet; able to effectively adapt to and use other computer systems as needed for daily activities
Preferred
Five years of directly related mortgage underwriting approval experience or quality control compliance preferred
Government delegated underwriting authority, preferred
Company
Tennessee Housing Development Agency
THDA is the state housing finance agency providing mortgage loans, an affordable housing development & federal program administration.
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Lindsay Hall
Chief Operating Officer
Don Watt
Chief Programs Officer
Recent News
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