Crédit Agricole CIB · 10 hours ago
Senior ALM Specialist - Vice President
Crédit Agricole CIB is seeking a Vice President for its Financial Steering and ALM group in New York. The role involves senior leadership responsibilities within the U.S. ALM function, focusing on liquidity, balance sheet, and interest rate risk management while ensuring compliance with regulatory standards.
Responsibilities
Senior Ownership of Liquidity & Balance Sheet Risk
Own major components of the internal liquidity framework, including: Internal Liquidity Stress Testing (ILST), Cash-Flow Forecasting (CFF), Survival horizon and liquidity buffer analysis, Early Warning Indicators (EWIs)
Independently analyze and explain drivers of liquidity risk movements, including funding mix, intragroup reliance, deposit behavior, and market stress assumptions
Ensure ALM outputs are logically coherent, consistent over time, and defensible under scrutiny
Act as a trusted senior voice in ALCO discussions, capable of presenting, defending, and challenging balance sheet decisions
Draft and deliver clear, structured, regulator-grade written materials for: ALCO decks, Senior management memos, Internal governance documentation
Translate technical analysis into plain, precise English that withstands challenge from Treasury, Risk, Finance, and regulators. Dominance of English, written and spoken, is not a preference in this role. It is a core competency
Serve as a primary ALM counterpart in regulatory interactions related to: Liquidity stress testing methodology, FR 2052a structure, movements, and controls, Contingency Funding Plan (CFP), Funding concentration and market access
Draft regulatory responses and analytical explanations with minimal oversight
Anticipate supervisory concerns and proactively adjust ALM analysis and documentation
Work closely with U.S. Treasury Department while preserving ALM’s independent risk perspective
Coordinate with 2LOD Liquidity Risk Management on: Assumptions, Methodology reviews, Governance clarity
Act as a translator between U.S. regulatory expectations and Head Office frameworks, escalating issues with judgment and diplomacy
Ensure high standards of data quality, assumptions, and controls across ALM reporting and models
Lead ad-hoc impact analysis related to: Data issues, Model changes, New business activity or funding structures
Contribute to modernization efforts (automation, analytics, visualization) where they strengthen insight, not complexity
Provide informal leadership and mentorship to junior and peer ALM staff
Set the tone and standard for analytical rigor, documentation quality, and communication
Qualification
Required
Bachelor's Degree
6 - 10+ years of experience in ALM, Treasury, or Liquidity Risk within a large bank or FBO
Demonstrated hands-on experience with Internal liquidity stress testing (beyond LCR/NSFR)
Demonstrated hands-on experience with Cash-flow forecasting frameworks
Demonstrated hands-on experience with CFP design and governance
Demonstrated hands-on experience with FR 2052a or equivalent granular liquidity reporting
Direct exposure to regulatory exams and supervisory dialogue
Strong verbal and written communication skills
Proven organization and planning proficiency
Strong understanding of U.S. liquidity regulation and supervisory expectations
Strong understanding of EPS Category IV implications for ALM
Strong understanding of interactions between liquidity, funding, capital, and balance sheet strategy
Solid product knowledge across wholesale funding, loans and commitments, securities financing, derivatives and collateral mechanics
Exceptional written and spoken English: clear, structured, and persuasive
Able to draft materials that go directly to senior management or regulators
Comfortable presenting complex topics calmly under pressure
Able to challenge constructively without noise or defensiveness
Advanced Excel, Word, and PowerPoint
Preferred
Advanced degree (MBA, MS Finance/Economics) or CFA
Working knowledge of French is a plus
Familiarity with SQL, Python, or visualization tools (Power BI) is a plus
Company
Crédit Agricole CIB
Crédit Agricole CIB is the corporate and investment banking arm of Crédit Agricole Group, 9th largest banking group worldwide in terms of balance sheet size in 2023 (The Banker, July 2024).
H1B Sponsorship
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2025 (3)
2024 (6)
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2020 (1)
Funding
Current Stage
Late StageLeadership Team
Recent News
Global Trade Review
2026-01-13
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