KeyBank · 19 hours ago
Mortgage Loan Closer - Cleveland, OH; Buffalo, NY; or Salt Lake City, UT
36 South State Street, Salt Lake City, UT
Full-time
Hybrid
Mid, Senior Level
$20.67/hr - $31.25/hr
2+ years expKeyBank is a national banking association, and they are seeking a Mortgage Loan Closer. This role is responsible for ensuring that loan approvals and related documentation meet all legal requirements and investor guidelines, while providing excellent customer service and coordinating with various stakeholders to facilitate smooth closings.
Banking
Responsibilities
Verify that Title is free of extraneous liens, Ensure proper vesting and legal description, Adequate Homeowners Insurance is provided, Verify CPL, Verify Flood Certs, Verify Taxes
Monitor and maintain a pipeline to anticipate estimated closing date
Competently review loan files to insure all conditions are cleared and file is ready to close
Entry of loan data into the origination system to produce closing documents
Review and ensure the loan closing package is accurate, complete and documents meet all applicable agency and investor requirements
Responsible for efficiently and effectively communicating with all parties involved in the transaction
Ensure receipt and review of Subordination Agreements as required in the Loan Approval
Track and support information, ensuring the highest quality in loan document preparation and timely submission of loan packaging to the settlement agents
Coordinate with Settlement Agent to obtain HUD-1/Closing Disclosure. Review HUD/Closing Disclosure for compliance with closing instructions and balance the HUD-1/Closing Disclosure
Verification that all requirements of the loan process have been met prior to wire of funds
Keeps information accessible by sorting, organizing, and filing documents
Perform other job duties and assist with other office assignments when needed within the mortgage department
Qualification
Required
High school diploma or equivalent work experience required
Minimum of 2+ years residential mortgage loan closing experience strongly preferred
Working knowledge of FHA, VA and conventional guidelines for mortgage loan origination strongly preferred
Working knowledge of various regulatory guidelines (e.g., Truth-in-Lending, HMDA, RESPA, etc.) preferred
Ability to work in paperless system environment
Excellent written and verbal communication skills
Strong attention to detail with effective time management/organizational skills
Ability to prioritize and meet deadlines
Ability to handle multiple tasks under tight time constraints with high volume
Must demonstrate the ability to work in a fast-pace, high volume, market driven work environment, while remaining motivated and focused completing repetitive, yet business critical tasks
Ability to handle confidential material in a professional, highly ethical manner
Preferred
Prefer 5+ years' experience residential mortgage experience
Company
KeyBank
At KeyBank we’ve made a promise to our clients that they will always have a champion in us.
10001+ employees
Funding
Current Stage
Late StageLeadership Team
Chris Gorman
Chairman, Chief Executive Officer, and President, KeyCorp
Holly Santoro
Executive Administrator to the Chairman & CEO
Recent News
2023-08-28
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