Pinnacle Bank · 16 hours ago
AG LOAN OFF
Lexington, NE
Full-time
Onsite
Entry, Mid Level
2+ years expPinnacle Bank is a family-owned, community bank based in Nebraska, committed to building lasting relationships with its customers. The AG LOAN OFF role involves managing a portfolio of agricultural, commercial, and consumer loans while prospecting new customers and cross-selling bank services.
BankingFinanceFinancial Services
Responsibilities
Prospects new customers and solicits new agricultural, commercial & consumer loans. Cross-sells other banking services to new and existing customers. Maintains on-going customer contact to ensure good customer relations. Interacts by telephone and in person. Attends customer and bank sponsored events
Performs on-going management of a large portfolio of commercial account relationships. Includes account reviews, problem solving, research and follow-up to internal account errors etc. Interviews loan applicants: gather and evaluate financial and related data to establish credit worthiness. Monitor customers’ financial condition
Reviews and approves or denies loan requests to new or existing customers up to a pre-determined limit. Prepares action memos to be reviewed by management and presents credits exceeding authority to the loan committee. Serve and vote as a member of the bank loan committee
Provides guidance to subordinate lending officers on lending decisions and managing accounts. Monitor loan repayment activities, take necessary action to collect past-due accounts
Participates in preparation of department budget, goals, and objectives and strategic planning
Participates in civic and community organizations, representing the bank, but following personal interests. If possible, participate on the executive level position on the board
Performs other related duties as assigned by management
Ability to maintain regular and reliable attendance
Qualification
Required
Knowledge of agricultural, commercial and consumer lending procedures
Knowledge of general banking principles and banking
Knowledge of sales and marketing practices and principles
Skill in communicating with clients and co-workers in courteous and professional manner
Skill in operating computer terminals and printers, coin machine and copier
Skills in pricing loans
Ability to maintain a high level of confidentiality
Ability to problem solve
Ability to make sound decision using information at hand
Ability to demonstrate accuracy and efficiency in a fast-paced environment
Ability to function as a team player
A minimum of 24 months of prior lending experience
Preferred
College degree preferred
Benefits
8 paid holidays
17 PTO days each year for the first five years of employment.
After five years, 22 PTO days each year.
After ten years, 27 PTO days each year.
New employees will receive 16 hours of paid sick time upon their hire date.
Health, dental, prescription drug card, vision, and voluntary life insurance plans
Health Savings Account with employer contributions
Flexible medical and dependent care spending plans
Parental Leave after one year of full-time employment
401K plan after 3 months and start of next quarter with employer contributions and profit sharing
Free checking account and basic printed checks
Free safe deposit box
$50,000 group term life insurance
Long term disability insurance
Employee Assistance Program
Educational Assistance
Company
Pinnacle Bank
Pinnacle Bank is a bank that provides online banking services & shares financial news and community updates.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Perry Severson
Chief Operating Officer
Brooke Schroeder
VP Operations/Compliance Officer C.C.B.C.O.
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