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First Northern Bank · 1 day ago

SVP/Mortgage Sales Team Leader

Sacramento, CA

Full-time

Onsite

Mid, Senior Level

$140K/yr - $150K/yr

7+ years exp

First Northern Bank is preparing for an upcoming retirement and is seeking a Mortgage Sales Team Leader to manage their consumer lending program. The role involves expanding mortgage products and HELOCs, ensuring compliance, and leading a high-performing team to drive growth and profitability.

BankingFinancial Services

Responsibilities

Develop and execute a consumer lending strategy focused on first mortgages and HELOCs, aligned with the Bank’s strategic goals. Monitor market trends and customer needs to make recommendations for potential future consumer lending products as the Bank evaluates opportunities for growth

Maintain and modify mortgage and consumer lending products, pricing strategies, and underwriting guidelines, as necessary

Develop marketing strategies to promote consumer lending products and services

Be fully accountable for the growth, profitability, and long-term success of the consumer lending business line, ensuring sustainable performance and competitive positioning

Ensure compliance with federal and state regulations, including RESPA, HMDA, ECOA, Reg Z, TRID, FCRA, Flood, and other applicable laws

Drive origination volume through relationship-building, community engagement, strategic partnerships, and a strong internal referral culture that fosters collaboration across the organization

Maintain strong internal controls and risk management practices

Oversee quality assurance and audit processes for mortgage and consumer lending operations

Recruit, train, and manage a team of mortgage loan officers, processors, and support staff

Foster a culture of accountability, customer service excellence, and continuous improvement

Implement efficient workflows and technology solutions to streamline the lending process

Monitor performance metrics, loan quality, and profitability

Qualification

Mortgage lending experienceRegulationsLeadership skillsAnalytical abilitiesMortgage technology platformsCommunity banking experienceProblem-solving abilitiesTeam management

Required

Bachelor's degree in business, finance, or related field required

Minimum 7 years of mortgage lending experience, with at least 3 years in a leadership role required

Equivalent combination of education and experience

Extensive knowledge of the mortgage business including secondary market underwriting guidelines, complex financial documents, wide range of different mortgage products and other skills necessary for success

Experience with community banking and local market dynamics

Familiarity with mortgage technology platforms and LOS systems

Strong analytical and problem-solving abilities

Preferred

MBA preferred

Benefits

Excellent compensation and benefits package

Generous time off programs

Bonus program

Profit-sharing

Discounted stock purchase program

Excellent growth and development opportunities

And much more!

Company

First Northern Bank

First Northern Bank was established in 1910 and has remained faithful to its roots as an institution formed to address specific personalized needs.

Founded in 1910

Dixon, California, USA

201-500 employees

https://www.thatsmybank.com/

Funding

Current Stage

Public Company

Total Funding

unknown

1996-04-01IPO

Leadership Team

Brett Hamilton

EVP / Chief Credit Officer

Recent News

MarketScreener

First Northern Community Bancorp Reports Third Quarter 2025 Net Income of $6.0 Million

2025-10-31

MarketScreener

First Northern Community Bancorp Reports Second Quarter 2025 Net Income of $5.5 Million

2025-07-30

MarketScreener

First Northern Community Bancorp Welcomes Richard A. Bedoya to Its Board of Directors

2025-07-23

Company data provided by crunchbase