Government Guaranteed Lending Business Development Officer jobs in United States
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Ameris Bank · 8 hours ago

Government Guaranteed Lending Business Development Officer

Ameris Bank is a purpose-driven company dedicated to bringing financial peace of mind to communities. The GGL Business Development Officer will be responsible for prospecting, sourcing, and originating a variety of SBA and USDA loan opportunities while ensuring compliance with bank policies and federal regulations.

BankingFinanceFinancial ServicesMortgage

Responsibilities

Originate compliant loans and perform the various related activities, including cold calling prospective borrowers, establishing relationships with referral sources, and participating in events
Responsible for achievement of goals as set by the bank’s leadership
Demonstrate effective sales strategies and techniques to attract, expand, and retain customer relationships
Educate prospective borrowers/referral sources regarding the bank’s loan programs
Evaluate the creditworthiness of potential borrowers
Responsible for loan structuring, eligibility, financial analysis, and the preparation of the credit package
Manage client expectations and provide guidance regarding the flow of the GGL loan process
Serve as the client’s primary point of contact from application to closing
Assist Underwriting, as needed, in the due diligence process
Maintain knowledge of banking products, programs, services, and promotions
Ensure compliance with internal controls, operational procedures, and risk management policies
Develop partnerships and collaborate with other lines of business to achieve mutual goals and better serve customers
Practices ethical sales behaviors in accordance with Ameris’ core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services

Qualification

Government Guaranteed LendingCommercial Loan OriginationFinancial AnalysisCRM SystemsLoan Origination SoftwareMicrosoft ExcelMicrosoft WordSales StrategiesConsultative SellingRelationship BuildingEffective CommunicationTime Management

Required

Minimum of 3 years of commercial loan origination and/or Government Guaranteed Lending experience required
Successful business development, sales, or related experience required
Bachelor's degree in Business, Finance, or related field required
Ability to identify prospects
Ability to be consultative in the sales process
Ability to be flexible and react swiftly to changes and adjusting priorities
Driven to meet and exceed established annual loan production goals
Ability to effectively communicate verbally and in writing, using language and grammar in a professional manner
Solid understanding of financial statements, tax returns, and credit reports
Ability to establish and organize a professional schedule in order to achieve strategic goals within established time frames
Ability to manage multiple loan applications simultaneously
Ability to effectively interact at all levels, building relationships and addressing identified needs
Proficiency in Microsoft Word, Excel, and software used for spreading financial information
Working and/or conceptual knowledge of government guaranteed lending products (SBA and USDA) and the SBA SOP
Thorough knowledge of banking policies, procedures, products, and services
Proficiency in CRM systems and loan origination software

Benefits

Medical, Dental and Vision Insurance
Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment
Life Insurance provided at no additional cost to employees
Accidental Death & Dismemberment Coverage
Long-Term Disability Coverage
Paid Sick and Vacation Leave
11 Holidays
Volunteer/Service Day
Employee Stock Purchase Plan
401(k) Retirement Plan
Ameris Bank matches 50% of your first 8% of contributions to the plan
Flexible Spending Accounts
Health Savings Account
Health Reimbursement Arrangement
Supplemental Life & Other Insurance Plans
Identity Theft Protection
Pet Insurance
Legal Insurance
Employee Assistance Program
Employee Advocacy Program
Tickets at Work (Entertainment discounts for Ameris Bank Employees)
AT&T Employee Discount
Wellness Discounts for Medical Premiums and Other Rewards
Employee Referral Incentive
Education Assistance
Employee Resource Groups
Free Interest Checking
Free Safe Deposit Box
Free Money Orders, Travelers’ Checks and Cashier Checks
Discount on Mortgage Origination Fee
Free Online Banking and Free Unlimited Online Bill Payment
Employee Banking Perks

Company

Ameris Bank

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Ameris Bank is an financial holding company providing financial services.

Funding

Current Stage
Public Company
Total Funding
$125.3M
2018-01-12Post Ipo Equity· $5.6M
2015-01-28Post Ipo Equity· $119.7M
1994-05-19IPO

Leadership Team

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Emily Dawkins
Florida President
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Company data provided by crunchbase