Loan Officer jobs in United States
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Panorama Mortgage Group · 1 week ago

Loan Officer

Panorama Mortgage Group is seeking an Outside Loan Officer to source, qualify, and originate mortgage loans primarily through outside sales efforts. The role involves educating borrowers, managing loan applications, and ensuring compliance with regulations while maintaining relationships with referral sources and clients.

Financial Services

Responsibilities

Comply with outside sales and reporting obligations, duties, requirements and guidelines
Produce loans according to targets set by manager
Uphold the integrity of the brand
Must be familiar with originating loans
Properly qualify consumers and assure that you are issuing pre-approvals according to guidelines
Monitor loan pipeline through Lenders Office
Monitor productivity via reporting tools
Ensure compliance with all government and regulatory requirements
Loan Officer shall determine his or her hours or work
Loan Officers are not required to work any specific number of hours per week and when you do work it is at your discretion
Take information from the prospective borrower and complete the loan application form
Set yearly goals/attend meetings with manager
Educate borrowers/communicate on a regular basis with borrowers, listing brokers and selling brokers
Analyze the prospective borrower’s income and debt and pre-qualify the prospective borrower to determine the maximum mortgage amount that the prospective borrower can afford
Educate the prospective borrower in the home buying and financing process, advising the borrower about the different types of loan products available and demonstrating how closing costs and monthly payments could vary under each product
Maintain regular contact with the borrower, realtors and the Company between the time of the application and closing to apprise them of the status of the application and gather any addition information
Collect financial information (tax returns, bank statements) and other related documents that are part of the application process
Order in file credit report, when required by the Company
Determine whether the property is in a flood area, where required by the Company
Attend the closing of the mortgage loan, if requested by the company
Under no circumstances shall the Loan Officer be compensated greater than the amount negotiated in the Loan Officer Compensation Agreement
Able to comply with the policies and procedures outlined in the Company handbook
Perform other duties as assigned

Qualification

NMLS LicenseMortgage Banking ExperienceFreddie MacFannie MaeFHAVASales SkillsBilingual (English/Spanish)Communication SkillsDecision-Making SkillsRelationship Building

Required

Able to comply with the policies and procedures outlined in the Company Handbook
Must have a current license through NMLS and be in good standing
Knowledge of Freddie Mac (FHLMC), Fannie Mae (FNMA), FHA, and VA
Two (2) years prior mortgage or mortgage banking experience
Ability to deliver effective results and to meet deadlines
History of exceeding sales goals
Reliable transportation, valid driver's license and current automotive insurance
Sound judgment and decision-making skills
Ability to work under pressure and meet deadlines with minimal supervision
Excellent phone and service skills
Develop and maintain relationships within the real estate community
Timely communication and response times according to department standards

Preferred

English preferred, Bi-Lingual (English/Spanish) desired

Company

Panorama Mortgage Group

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Panorama Mortgage Group is a financial services company.

Funding

Current Stage
Growth Stage

Leadership Team

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Jason Madiedo
Chief Executive Officer
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