TowneBank Mortgage · 3 hours ago
Bilingual Mortgage Loan Consultant
Huntsville, AL
Part-time
Hybrid
New Grad, Entry LevelTowneBank Mortgage is committed to providing a personalized mortgage experience to its borrowers. The Bilingual Mortgage Loan Consultant assists the Loan Officer in originating loans, providing service to applicants, and marketing the Loan Officer’s business while developing the necessary skills to become a Mortgage Loan Officer.
BankingFinancial ServicesMortgage
Responsibilities
Teaming with a seasoned loan officer to learn how to originate loans and build knowledge of the Mortgage business
Assisting mentor with providing service to applicants and prospective customers seeking home loan, including interviewing, pre-qualification and pre-approval
Assisting the Mortgage Loan Officer with marketing and promotion of the Loan Officer’s business
During the training period, all Mortgage leads will be referred to the mentoring Loan Officer
Once released from training, your mentor will review:
Completes application and gathers supporting documentation
Reviews and completes regulatory disclosures with customer
Reviews and completes appropriate loan level regulatory tests for compliance
Maintains existing and generates new sources of referral business
Quotes interest rates and secures pricing through the Secondary Marketing Department on behalf of the Customer
Utilizes automated underwriting systems (AUS) to obtain credit recommendations
Collecting required application fees
Inputting application data into Loan Origination Software (LOS)
Communicating with customers, both internal and external, regarding the status of the loan and relays information to all interested parties
Communicating with all parties in a professional and courteous manner
Managing your pipeline of loans to verify accuracy of the current loan status
Acknowledging and abiding by TowneBank Mortgage Policies and Procedures
Relaying to Senior Management any industry changes or trends that may be of interest to them
Participating in Towne Bank, TowneBank Mortgage, and area association events
Representing the bank with active participation in approved community outreach functions for the purpose of enhancing our image and developing new business opportunities
Obeys all applicable federal laws, rules, and regulations relating to Anti-Money Laundering (AML) including the Bank Secrecy Act (BSA)
Qualification
Required
Has or is willing to complete training program to obtain NMLS/MLO/state license
Bilingual (Spanish/English)
Has a High School Diploma or equivalent
Has excellent organizational, oral and written communication skills
Is able to perform in a fast-paced environment typical to Mortgage Banking
Is a team player, problem solver and self-motivated
Preferred
Has a Bachelor's Degree
Has previous experience in financial services, real estate, lending institutions, credit union, or related fields
Has customer service and/or sales experience
Working knowledge of Microsoft Office Suite
Benefits
Competitive benefits
Resources needed to succeed
Advanced technology
Excellence in operations
Company
TowneBank Mortgage
TowneBank Mortgage is your hometown mortgage company.
Founded in 1999
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Brenda Hietpas
Post Closing QC Officer & Team Lead
Courtney Davis
Human Resources Business Partner
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