State of Maryland · 9 hours ago
CDA LENDING AND RISK ANALYST SENIOR IV (052878) Team Leader - Multi Family Loan Underwriter HDP
The Maryland Department of Housing and Community Development (DHCD) is a national leader in affordable housing financing. They are seeking a CDA Lending and Risk Analyst Senior IV to manage a team of underwriters, assess project risks, and structure transactions to achieve departmental goals while mitigating risks.
Government Administration
Responsibilities
Plan, coordinate, direct, negotiate, examine, analyze, and interpret financial and/or construction data associated with DHCD-CDA lending programs, CDA grants, energy assistance programs, rental assistance programs, or any other technical assistance pertaining to mortgage lending, energy assistance, grants, rental assistance, business lending, special loans, multifamily housing finance, housing rehabilitation, infrastructure and neighborhood rehabilitation
Oversee the work of a team of underwriters who assess project risk from multiple perspectives (financial, reputational, and life, health, and safety) and structure transactions to achieve Departmental goals while mitigating those risks
Spend up to 70% of their time supervising, training, and coaching underwriters as assigned by a CDA Lending and Risk Director or the appropriate appointing authority
Qualification
Required
A Bachelor's degree in Finance, Business Administration, Economics, Accounting, Construction Management, Architecture, or a related field from an accredited college or university
At least four years of professional financial/risk analysis experience in the private or public sector, managing government programs, lending and risk analysts, debt portfolios, examining and or analyzing financial statements, budget, grant or real estate investment portfolio records and reports, or four years of experience in Construction Management pertaining to single family and multifamily housing government programs
One year of this experience must have been in a supervisory capacity
A Quality Control Inspector certification, Project Management Certification, Leadership in Energy and Environmental Design (LEED) certification or certified Public Accountant (CPA) certification or documented eligibility to sit for the CPA Examination may be substituted for the educational requirement
A Master's degree in Finance, Business Administration, Architecture, Construction Management, Economics, Accounting or a related field from an accredited college or university may be substituted for two years of the required experience
Candidates may substitute one year of lending and risk professional experience, such as managing financial asset and debt portfolios, or one year of residential construction discipline or multifamily construction management
Candidates may substitute U.S. Armed Forces military service experience as a commissioned officer in the Accounting or Loan Officer Classifications, or as a commissioned officer in business and industry classification or business and industry specialty codes in the housing management field of work on a year-for-year basis for the required experience and education
Employees in this classification may be assigned duties which require the operation of a motor vehicle. Employees assigned such duties will be required to possess a motor vehicle operator's license valid in the State of Maryland
Preferred
Experience in Federal Low-Income Housing Tax Credit or related federal investment tax credit programs
Experience in Affordable rental housing preservation programs
Experience in FHA-insured multifamily housing insurance programs
Experience in Taxable and tax-exempt bond financing programs
Experience in Energy efficiency programs for affordable multifamily housing; and disability or supportive housing
Benefits
Full Maryland State Benefits
Flexible work schedule
Telework and job sharing options
Training
Advancement and career path opportunities
Casual business dress on Fridays
Company
State of Maryland
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