Underwriter jobs in United States
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MotivHealth · 21 hours ago

Underwriter

MotivHealth is a dynamic and mission-driven health insurance company dedicated to disrupting the status quo by making healthcare simpler and more affordable for our members. As an Underwriter, you will generate new business rate proposals, evaluate claims and risk analysis, and collaborate with various teams to maintain pricing accuracy.

Health CareInsurance

Responsibilities

Collaborate with Sales and Account Executives to prepare, respond to, and execute proposals for both prospective and renewing clients
Create accurate and timely rate proposals using internal underwriting models, ensuring alignment with business and regulatory requirements
Analyze group-level healthcare data including claims, premiums, and high-cost claimant experience
Evaluate credibility based on population size and predictive behavior; identify and troubleshoot potential data issues
Perform underwriting tasks related to stop-loss, ASO, medical, dental, vision, and pharmacy products
Provide financial analysis and recommendations on group insurance arrangements to internal stakeholders
Support implementation processes by setting up and validating group structures, rates, and documentation
Support internal audits and participate in underwriting or cross-functional projects as needed

Qualification

Underwriting experienceHealthcare data analysisExcel proficiencyHealth insurance knowledgeFinancial analysisInnovative mindsetAttention to detailOrganizational skillsCommunication skills

Required

A degree in Business, Finance, Statistics, or a closely related field, or 2+ years of experience in underwriting
Understanding of health insurance plans like fully insured, level-funded, ASO, and stop-loss
Basic knowledge of healthcare pricing, funding methods, and Health Savings Accounts (HSAs)
Comfortable using Excel(VBA, Macros, Pivot Tables), Microsoft Office, and working with data
Great attention to detail and strong organizational skills
Clear and confident communication, both written and verbal
Innovator with a strong desire to challenge existing norms related to traditional healthcare and health insurance

Benefits

5% annual bonus based on company profitability
Affordable health, vision, and dental insurance for you and your family
Company contributes up to $2,300 to Health Savings Account annually
Wellness program that contributes additional money towards your HSA
Automatic 3% contribution into retirement plan
Career development and growth opportunities
Flexible Time Off & 10 paid holidays per year

Company

MotivHealth

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MotivHealth is an insurance company which provides health insurance, hsa, hsa health insurance, and health savings account services.

Funding

Current Stage
Growth Stage

Leadership Team

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Dave Hall
Executive Chariman
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Company data provided by crunchbase