Target · 22 hours ago
Director Credit Risk
7000 Target Pkwy N, Brooklyn Park,MN 55445-4301
Full-time
Hybrid
Director/Executive
$163K/yr - $294K/yr
10+ years expTarget is a company that aims to help families discover the joy of everyday life. As a Director Credit Risk, you will create and execute strategies to manage the risk and underwriting of Target’s Circle Credit Card and Co-Branded Target Circle Mastercard Credit Products, leading a team of quantitative data analysts to ensure the vision and goals for the underwriting team are met.
CommunitiesE-CommerceRetailShopping
Responsibilities
Create and execute strategies to manage the risk and underwriting of Target’s Circle Credit Card and Co-Branded Target Circle Mastercard Credit Products by leading a team of highly quantitative data analysts
Partner with various internal and external stakeholders to execute the vision and goals for the underwriting team and ensure those are met
Own all aspects of strategy and model development including data analysis, segmentation, predictive analytics, requirement generation, validation and ongoing reporting and validation
Track portfolio performance and recommend changes to credit models, credit score cut-offs, credit limit assignment, current account management strategies and other credit risk policies based on analysis and experience
Design solutions to mitigate portfolio risk and losses while driving sales and loyalty to Target through partnership with internal teams such as Collections, Finance, Operations, and Fraud Prevention; combined with external partners such as our issuing and co-brand partners and various external service providers
Articulate the benefits and trade-offs of your strategies to internal partners and senior leaders as well as external partners such as TD Bank and federal regulators
Qualification
Required
Four-year degree
A seasoned credit risk leader with 10+ years of relevant financial services experience
Deep knowledge of predictive analytics and statistical techniques, specifically in full-credit credit card consumer lending
Strong project management, written and verbal communication skills, with the ability to influence leaders and clearly articulate risk/benefit analyses
Experience directly or indirectly leading a team
Proven ability to build strong, long-lasting relationships with key internal and external partners to drive end-to-end thinking and business results at a rapid pace
Preferred
MS in Economics, Statistics, Engineering, Computer Science, or related field preferred
Benefits
Comprehensive health benefits and programs
Medical
Vision
Dental
Life insurance
401(k)
Employee discount
Short term disability
Long term disability
Paid sick leave
Paid national holidays
Paid vacation
Company
Target
Target is a retailing company providing access to a wide selection of products such as furniture, electronics, toys, and others.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
unknown2007-12-01Post Ipo Equity
1978-01-13IPO
Leadership Team
Brian Cornell
CEO
Jim Lee
EVP and Chief Financial Officer
Recent News
2026-01-25
Twin Cities Business
2026-01-23
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