Home Equity Line of Credit (HELOC) Processor jobs in United States
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Equity Bank · 22 hours ago

Home Equity Line of Credit (HELOC) Processor

Equity Bank is a full-service community bank based in Wichita, Kansas, seeking a Home Equity Line of Credit (HELOC) Processor to join their Mortgage Operations team. The role involves processing HELOC loans in accordance with bank guidelines, coordinating transactions, and ensuring compliance with state and federal regulations.

BankingFinanceFinancial Services
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H1B Sponsor Likelynote

Responsibilities

Ensure loans are processed in accordance with established Bank guidelines, policies and procedures
Order property abstract/O&E, automated value model or appraisal, and other verifications as required
Coordinate transactions with loan officers and underwriters
Review documents for accuracy
Manage pipeline daily to ensure closing deadlines are met
Interact with Mortgage Department to resolve file discrepancies and, as necessary, provide required documentation
Act as liaison with borrowers, customers, other bank employees, outside entities to facilitate loan processes
Assist in resolution of Post Close and/or Quality Control requests
Perform all duties in accordance with Equity Bank mortgage standards
Store all loan documents in Loan Operating System (LOS) as received
Ensure loans are in accordance with state and federal regulations such as, but not limited to, RESPA, HMDA and Fair Lending Practices
Stay up to date on the changing rules and regulations pertaining to both private and government-insured mortgages
Work in accordance to published department service level agreement
Benchmark of less than 5% error ratio as documented through Quality Control reports, Internal Audits, External Audits and Regulatory Examinations
Employee is responsible for understanding and following the applicable laws and regulations for their job responsibilities including but not limited to Equity Bank Business Ethic and Conduct policy, Bank Secrecy Act, Information security, and Suspicious Activity reporting requirements
Perform other duties as assigned, required, or requested. HELOC Processor may become a Mortgage Loan Processor as needed

Qualification

Encompass Loan Operating SystemLoan Processing experienceCompliance knowledgeBachelor’s degreeMicrosoft OfficeInterpersonal skillsDecision making

Required

Bachelor's degree or equivalent work experience
Working knowledge of Encompass Loan Operating System (LOS) is a plus
1-2 years Loan Processing experience or HELOC experience
Ability to make decisions in a time sensitive manner
Knowledge of compliance and disclosure requirements
Excellent interpersonal skills and professional manner
Computer skills, Microsoft Office

Benefits

Health, Dental & Vision Insurance
Group Life & Long-Term Disability Insurance
Flexible Spending & Health Savings Accounts
Group Cancer Insurance
401(K) Retirement Plan w/ Company Match
Generous Vacation & Sick Time
Employee Stock Purchase Plan (ESPP)
Pet Insurance
Retail Banking Benefits

Company

Equity Bank

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Equity Bank is a commercial bank that offers financial services.

H1B Sponsorship

Equity Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2021 (1)

Funding

Current Stage
Late Stage

Leadership Team

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Brad Elliott
Chairman Of The Board
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Company data provided by crunchbase