Bread · 10 hours ago
Rotational Program Associate - Credit Management
Bread Financial is a tech-forward financial services company that empowers individuals with personalized payment, lending, and saving solutions. The Rotational Program Associate position offers recent graduates the chance to explore various business areas, particularly in Credit Management, while gaining hands-on experience in credit assessment and risk analysis.
Consumer LendingFinancial ServicesFinTech
Responsibilities
Gaining an understanding of the associate’s related area of the enterprise and completion of role-specific training provided by their respective team. Participate and demonstrate new knowledge gained through individual coaching and training conversations, while continuing to expand knowledge of the broader organization. - (30%)
Demonstrate outstanding verbal and written communication skills when working with internal and external partners. Present information in a clear, concise, and professional manner utilizing technology and innovation. - (20%)
Build and maintain effective internal and external business partnerships. Identify, resolve, and escalate concerns as needed. - (20%)
Learn proper process and procedures relevant to an associate’s respective team. Utilize knowledge of Microsoft Office tools and specific job-related technology. - (10%)
Activity-based Training Development curriculum and Talent Mobility programs to facilitate participation development. - (10%)
Actively seek out opportunities to expand knowledge of the broader business. By completing overviews of other teams, project interactions, or other cross functional collaboration, continuously expand knowledge of the organization, offerings, and innovations. - (5%)
Follow established guidelines for quality and productivity. Act responsibly to minimize risk and ensure compliance. Support internal and external audits. - (5%)
Qualification
Required
Bachelor's Degree
Outstanding verbal and written communication skills when working with internal and external partners
Ability to present information in a clear, concise, and professional manner utilizing technology and innovation
Ability to build and maintain effective internal and external business partnerships
Ability to identify, resolve, and escalate concerns as needed
Knowledge of proper process and procedures relevant to an associate's respective team
Utilization of knowledge of Microsoft Office tools and specific job-related technology
Participation in Activity-based Training Development curriculum and Talent Mobility programs
Actively seeking out opportunities to expand knowledge of the broader business
Following established guidelines for quality and productivity
Acting responsibly to minimize risk and ensure compliance
Supporting internal and external audits
Preferred
Previous completion of a Bread Financial Summer Internship
Exposure to SQL
Exposure to Python
Benefits
Medical
Prescription drug
Dental
Vision
Basic and optional life insurance
Supplemental medical plans
Short and long-term disability
401(k)
Paid Time Off (PTO)
Paid Sick Leave Plus (PSL+)
Paid Sick and Safe Time (PSST)
Company stock purchase
Company
Bread
Bread partners with retailers to offer pay-over-time solutions that make financing easier and more transparent.
Funding
Current Stage
Growth StageTotal Funding
$200.3MKey Investors
KinnevikMenlo VenturesBessemer Venture Partners
2020-10-29Acquired
2018-09-18Series Unknown· $60M
2017-08-02Series B· $126M
Recent News
2025-10-02
2025-03-16
Company data provided by crunchbase