Builders Capital Exchange (BCX) · 1 day ago
Special Assets Operations Analyst
Builders Capital Exchange (BCX) is the nation's leading private construction lender, providing innovative financing solutions to professional homebuilders. They are seeking a Special Assets Operations Analyst to support the Special Assets Group by monitoring a portfolio of problem loans, performing financial analysis, and coordinating with stakeholders and vendors.
Financial Services
Responsibilities
Track, monitor, and report upon the Problem Loan Portfolio (Portfolio), which incorporates all BC assets from AQR 6 thru OREO, including providing analytical and administrative support to SAG Officers, encompassing the following activities/responsibilities:
Supporting all aspects of the Portfolio, including but not limited to ordering third party reports, processing invoices, collecting/analyzing financials, updating LMS, issuing Notices of Default (NOD), processing draws, coordinating/participating in Borrower/Guarantor communications, etc
Completing periodic analysis of assigned relationships, including spreading financials, updating impairment analyses, and drafting Problem Loan Reports (PLR)
Coordinating with third party vendors, including contractors, subcontractors, attorneys, receivers, title/escrow, and RE agents
Understand, stay abreast, and make recommendations regarding BC Policy and Procedures, in addition to applicable laws and regulations in area of responsibility
Perform/verify valuations, investigate credit history, and evaluate personal/business assets within BC policy and procedure as well as applicable federal laws
Support development of credits strategies with varying and evolving degrees of aggressiveness commensurate with the situation
Maintain current knowledge of general economic conditions or changing trends that may affect BC assets
Underwrite and draft credit requests for submission to management and capital partners
Provide operational and administrative support to the Special Assets Group across LMS, Asana, and related systems
Support internal and external reporting by compiling, validating, and organizing loan level data, narratives, and supporting documentation, including assistance with recurring and ad hoc reports
Maintain standardized reporting templates, documentation, and workflows to support consistency, accuracy, and efficiency
Track tasks, deadlines, and asset level requirements to support timely execution of departmental priorities
Support intake, setup, and ongoing monitoring of assigned Special Assets
Other duties as assigned to achieve the goals of the department and BC
Qualification
Required
1–3 years of experience in commercial credit, loan servicing, underwriting, asset management, or special assets support
Ability to work in either our Ft. Lauderdale, FL, Puyallup, WA, or Cleveland, OH office
Ability to analyze borrower and guarantor financial statements, including spreading financials and basic cash flow analysis
Understanding of fundamental credit principles, loan structures, and risk assessment
Ability to investigate credit history and evaluate personal and business financial information in accordance with internal policy and applicable regulations
Strong attention to detail in compiling, validating, and organizing loan-level data and supporting documentation
Ability to maintain standardized reporting templates and documentation to ensure consistency and accuracy
Proficiency in Microsoft Excel, including financial models, data analysis, and reporting
Strong organizational skills to track tasks, deadlines, and asset-level requirements
Detail-oriented, analytical, and well-organized
Ability to manage multiple priorities in a deadline-driven environment
Strong work ethic with a willingness to take on additional responsibilities to support team objectives
High level of professionalism and discretion when handling sensitive information
Preferred
Exposure to criticized/classified loans, workout situations, or distressed assets preferred
Experience assisting with impairment analysis, collateral valuation review, and financial trend analysis
Experience preparing or supporting Problem Loan Reports (PLRs), credit memos, and internal management reports
Experience working with Loan Management Systems (LMS) and workflow/project management tools (e.g., Asana or similar), or ability to learn quickly
Benefits
Innovative Environment: Join a forward-thinking company at the forefront of the construction finance industry with access to cutting-edge technology and resources.
Work Flexibility: Enjoy a flexible work environment where you can balance team leadership with your personal life.
National Impact: Be part of a nationwide operation that’s shaping the future of construction financing and making a difference for builders, developers, and homeowners across the U.S.
Health Insurance – We’ve got you covered! Builders Capital pays 100% of your medical insurance premiums to keep you healthy and stress-free, offering a PPO and HSA plans.
Competitive Compensation – We offer competitive wages that reward your expertise and hard work.
Paid Time Off – Take time to recharge with 3 weeks of paid time off each year.
Paid Holidays – Enjoy 10 paid holidays throughout the year so you can spend quality time with family, friends, or doing whatever you love.
Company
Builders Capital Exchange (BCX)
Builders Capital Exchange (BCX) is the capital and strategic engine behind a growing portfolio of specialized real estate finance brands.
Funding
Current Stage
Growth StageCompany data provided by crunchbase