Risk Management - Lead Credit Officer - Vice President jobs in United States
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JPMorganChase · 3 hours ago

Risk Management - Lead Credit Officer - Vice President

JPMorgan Chase is a leading financial services firm focused on helping individuals and businesses achieve their financial goals. The Lead Credit Officer Vice President will oversee credit decisioning and management for the Business Banking line, analyzing credit opportunities and risks while managing teams and presenting findings to senior management.

Asset ManagementBankingFinancial Services
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Growth Opportunities
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H1B Sponsor Likelynote

Responsibilities

Analyze and decisions credit requests
Manage either directly or indirectly small teams of individual contributors
Prepares, reviews and challenges quantitative and qualitative credit analysis while also responsible for Business Analysis, gathering requirements and writing business and technical stories for consumption by management
Applies broad knowledge of key collection strategies (e.g., competitor activities, market conditions, financial metrics and regulatory environment) to perform analysis and present findings to senior management for decision making
Provides input and guidance to the structure and terms of the relevant credit products extended to issuers/clients
Manages and analyzes large amounts of data and information pertaining to credit risk exposures
Identifies, analyzes and escalates credit risk issues to the respective business areas
Performs in-depth credit analysis of potential opportunities and existing credit relationships across the business spectrum
May collaborate with the model group to prepare model documentation, provide credible challenge, and obtain usage approvals
Provides input into deep dives and prepares and delivers presentations for various senior Risk forums to provide updates on the Credit portfolio and support risk discussions

Qualification

Credit analysisCredit risk managementBusiness Banking knowledgeFinancial analysisLoan documentationAnalytic skillsInterpersonal skillsProblem-solving skillsTeamwork

Required

Minimum of bachelor's degree or equivalent experience
Completion of advanced courses in finance, accounting, and credit either through a bank sponsored training program or college course work
Typically, 10 plus years' experience as a relationship manager, Credit Officer or similar position requiring business banking/commercial knowledge and credit judgment
Ability to formulate and articulate objective views based on professional analysis
Thorough knowledge of credit philosophy and policies, loan documentation, bankruptcy and related legal issues
Strong verbal, written, and interpersonal skills, as well as analytic and problem-solving skills
Works effectively in a team environment, while assuming individual responsibility

Preferred

Graduate degree in business preferred
Business Banking/Commercial portfolio management experience

Benefits

Comprehensive health care coverage
On-site health and wellness centers
A retirement savings plan
Backup childcare
Tuition reimbursement
Mental health support
Financial coaching

Company

JPMorganChase

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With a history tracing its roots to 1799 in New York City, JPMorganChase is one of the world's oldest, largest, and best-known financial institutions—carrying forth the innovative spirit of our heritage firms in global operations across 100 markets.

H1B Sponsorship

JPMorganChase has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (3471)
2024 (3469)
2023 (3395)
2022 (3594)
2021 (2515)
2020 (2495)

Funding

Current Stage
Public Company
Total Funding
unknown
1998-02-01IPO

Leadership Team

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Allison Beer
CEO of Card Services and Connected Commerce
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Dan Mendelson
CEO, Morgan Health
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Company data provided by crunchbase