TD Securities · 18 hours ago
Product Owner I (US)- Credit Decisioning
Mount Laurel, NJ
Full-time
Onsite
Mid, Senior Level
$91K/yr - $146K/yr
7+ years expTD Securities is one of the world's leading global financial institutions, focusing on delivering exceptional customer experiences. The Product Owner I - Credit Decisioning is responsible for ensuring that a development team creates customer-focused product increments, aligning with product vision and managing product backlogs while embodying Agile principles.
BankingFinanceFinancial Services
Responsibilities
Ensure that a development team (pod) is creating value for the organization through the delivery of customer-focused product increments
Align with other Product Owners and senior management to follow a product vision
Create and maintain a prioritized product backlog, managing delivery blockers, continuously assessing customer feedback
Consider how to maximize value, assessing how the product or the delivery process can be continuously improved
Contribute to a positive work environment and ensure that work embodies the Agile principles of transparency, collaboration and engagement
Accountable for specialized product development support based on sound product expertise and knowledge of Agile/Scrum processes, roles and practices
Integrate knowledge of the enterprise sub-function’s or business line’s overarching strategy in developing solutions across multiple functions or operations
Interpret internal/external business challenges and the industry environment, recommending course of action and best practices to improve products, processes or services
Lead and integrate cross-function understanding within their own field of specialty, and/or projects with significant resource requirements, risk and/or complexity
Solve or may lead others to solve complex problems; lead efforts or partner with others to develop new solutions
Use sophisticated analytical thought to exercise judgement and identify solutions
Impact the achievement of sub-function or business line objectives within the area they are accountable for
Communicate difficult concepts; convert information to compelling business context and advice; influence and gain alignment across increasingly senior stakeholders
Work autonomously as the lead and guide others within area of expertise
Partner with senior management to support the delivery of a product vision
In alignment with the product vision, create and maintain a product backlog and continuously re-prioritize user stories that will provide the most customer or end user value
Continuously align with senior management on the product delivery roadmap, defined Minimum Marketable Features or Minimum Viable Products and release cadence
Review performance analytics; recommend and champion strategies to enhance the customer or end user product experience
Participate in scrum or Kanban events (e.g. stand-ups, retrospectives), express new ideas for improving product value or delivery efficiency, sharing with leadership as appropriate
Proactively engage established business process partners to ensure customers or end users are prepared for application changes and establish Day 2 processes
Create a value-focused product backlog and continuously iterate, ensuring there are user stories scoped and prioritized
Provide user story design, development and completion oversight; accepting/rejecting user stories based on the agreed upon Definition of Done and Acceptance Criteria
Manage delivery initiatives and (depending on complexity) oversee multiple development team (pod) backlogs
Proactively raise issues that impede the efficient delivery of customer-focused increments
Responsible for defect management and prioritization
Adhere to enterprise frameworks or methodologies that relate to activities for own business area/journey
Ensure on-going strategic alignment with senior management, providing feedback as appropriate
Consider development team and stakeholder feedback in backlog management, facilitating conversations with multiple stakeholders representing competing priorities
Understand the internal business and technical environment, proactively defining, aligning or integrating with relevant stakeholders, shared services control groups (or platform as appropriate)
Lead the submission and discussion on the Quarterly Business Review, with respect to their product
Proactively manage business stakeholders to obtain inputs needed for product development in a timely manner
Monitor the regulatory environment and partner with the senior management to consider changes to product strategy as needed
Actively coordinate and engage in risk, quality and/or business testing management
Empowered to make product delivery decisions, escalating to senior management as appropriate
Actively communicate to business, technology and senior management regarding product changes and backlog priorities
Single point of escalation for development team, providing guidance and decisioning as needed
Work cohesively with peers to reinforce Agile processes
Compile performance metrics and share with relevant stakeholders
Define the OKRs in partnership with numerous stakeholders across the organization
Protect the interests of the organization- identify and manage risks, and escalate non-standard, high risk activities as necessary
Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts
Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite
Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/points of interest
Support team development, track team performance metrics, and provide ongoing coaching and support
Provide thought leadership and/or industry knowledge for area of expertise in product area and participate in knowledge transfer within the team and business area/journey
Work cohesively with Scrum Master to reinforce Agile processes
Participate in personal performance management and development activities, including cross training within own team
Keep others informed and up-to-date about the status/progress of delivery and/or all relevant or useful information related to day-to-day activities
Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices
Lead, motivate and develop relationships with internal and external business partners/stakeholders to develop productive working relationships
Contribute to a fair, positive and equitable environment that supports a diverse workforce
Act as a brand ambassador for the business area/journey and the bank, both internally and/or externally
Qualification
Required
Undergraduate degree and / or product certificate
7+ years relevant experience
3-5 years Product Owner or Agile related delivery experience
Certified Scrum Product Owner (CSPO) certification and project management experience considered an asset
Scaled Agile Framework (SAFe) certifications or experience operating in scaled agile delivery considered an asset
Preferred
Experience in credit risk and credit cards(Credit Decisioning Process)
Experience in JIRA, Power Curve Origination and/or ADM
Strong communication skills
Independent worker/self-starter
Ability to manage multiple priorities
Benefits
Health and well-being benefits
Savings and retirement programs
Paid time off (including Vacation PTO, Flex PTO, and Holiday PTO)
Banking benefits and discounts
Career development
Reward and recognition
Company
TD Securities
TD Securities is an investment banking that offers global transaction, M&A advisory, foreign exchange, and equity research services.
5001-10000 employees
H1B Sponsorship
TD Securities has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (70)
2024 (49)
2023 (37)
2022 (31)
2021 (27)
2020 (30)
Funding
Current Stage
Late StageLeadership Team
Rona Ambrose
Deputy Chairwoman
Recent News
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