Merchants Capital · 6 hours ago
GSE Chief Underwriter
Merchants Capital is a proven leader in financing for multifamily housing nationwide, and they are seeking a GSE Chief Underwriter to serve as the senior authority on credit risk and underwriting standards. This role involves providing strategic oversight and credit leadership across all GSE multifamily loan products while ensuring compliance with guidelines and fostering relationships with key stakeholders.
Customer ServiceFinanceFinancial Services
Responsibilities
Provide leadership, direction, and support to the underwriting team to ensure all underwriting packages fully comply with GSE guidelines
Oversee and manage team workload, ensuring high-quality, accurate, and timely completion of loan applications and related deliverables
Review loans for internal credit committee approval prior to company and agency submission, offering clear feedback and final recommendations
Build and maintain strong working relationships with Freddie Mac and Fannie Mae underwriting and credit teams
Drive operational efficiency by identifying, implementing, and optimizing process improvements, including enhanced use of technology
Develop and oversee ongoing training and professional development programs to support the growth and effectiveness of all team members
Ensure clear, consistent communication between the underwriting team and internal and external transaction stakeholders
Monitor, interpret, and distribute updates to GSE underwriting policies and guidelines, providing training and guidance as needed
Manage relationships with contract underwriting firms, ensuring quality, consistency, and adherence to company standards
Support special projects and perform additional administrative responsibilities as assigned
Qualification
Required
Bachelor's degree in finance, Economics, Real Estate, or a closely related field
Minimum of four years of supervisory or management experience, demonstrating strong leadership capabilities and a proven ability to mentor and develop team members
At least ten years of multifamily loan underwriting experience, including extensive work with Fannie Mae and Freddie Mac products; affordable housing experience required
Deep knowledge of Agency lending guidelines, with the ability to apply credit parameters effectively to mitigate credit risk
Demonstrated ability to design, refine, and implement process improvements that enhance efficiency and accuracy
Ability to balance strategic thinking with hands-on execution in a fast-paced environment
Exceptional communication, advocacy, customer service, and negotiation skills, with the ability to influence and collaborate across teams
Strong organizational skills, including the ability to manage multiple priorities and deadlines
Company
Merchants Capital
Merchants Capital is a financial services company.
Funding
Current Stage
Growth StageTotal Funding
$59MKey Investors
Merchants BankTWG Development
2025-09-04Undisclosed· $9.5M
2025-09-04Debt Financing· $8M
2019-11-05Debt Financing· $25.5M
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