Capital One · 6 hours ago
Analyst, Specialty Underwriter & Portfolio Manager - CRE
New Orleans, LA
Full-time
Onsite
Entry, Mid Level
$131K/yr - $150K/yr
2+ years expCapital One is a financial services company that is seeking an Analyst, Specialty Underwriter & Portfolio Manager for their Commercial Real Estate business. In this role, you will analyze complex transactions, identify market trends, and help manage a diverse portfolio of assets while driving financial analysis and risk assessment.
Financial Services
No H1B
Responsibilities
Drive Financial Analysis: Perform comprehensive analysis of property operating statements, rent rolls, tenant financials, collateral analysis, and pro forma projections to accurately determine debt service coverage and refinance risk
Own the Model: Prepare and manage financial models with minimal guidance, synthesizing key metrics to stress-test deal structures against various economic scenarios
Guarantor Review: Conduct in-depth analysis of individual and corporate guarantors (e.g. reviewing liquidity, contingent liabilities, and global cash flow) to determine true financial strength
Market Research: Evaluate real estate fundamentals (submarket conditions, vacancy, supply/demand) and the asset’s competitive positioning to draw data-driven conclusions
Credit Memorandums: Author clear, persuasive credit approval memos that identify risks, propose structural mitigants, and provide well-supported risk rating recommendations
Due Diligence: Critically evaluate third-party reports, including appraisals, environmental site assessments, and property condition reports to assess asset quality
Closing Execution: Coordinate closing requirements, prepare term sheets, and partner with senior underwriters on legal documentation negotiation
Identify Trends: Proactively identify and escalate anomalies within individual deals or the broader portfolio
Collaboration: Build strong relationships with Relationship Managers, Credit Officers, Loan Closers, and Legal Counsel to facilitate a smooth, transparent deal process
Data Integrity: Ensure underwriting data is accurate and timely within internal systems to support robust reporting and analytics
Qualification
Required
Bachelor's Degree or Military Experience
At least 2 years of experience in credit underwriting, portfolio management or commercial real estate analysis
Preferred
Completion of a formal bank credit training program with a focus on real estate
3+ years of experience in CRE underwriting
Proficiency in ARGUS, CoStar, or other real estate-specific data platforms
Ability to build complex financial models from scratch in Microsoft Excel
Familiarity with CRE loan documentation and legal considerations
Benefits
Performance based incentive compensation
Cash bonus(es)
Long term incentives (LTI)
Comprehensive, competitive, and inclusive set of health, financial and other benefits
Company
Capital One
Capital One is a financial services company that provides banking, credit card, auto loan, savings, and commercial banking services.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
$5.45BKey Investors
Berkshire Hathaway
2025-09-11Post Ipo Debt· $2.75B
2025-01-30Post Ipo Debt· $1.75B
2023-05-15Post Ipo Equity· $954M
Leadership Team
Daniel Arellano
Senior Vice President, Business Cards and Payments
Justin Burch
Senior Vice President
Recent News
2026-01-25
2026-01-25
2026-01-25
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