Delta Community Credit Union · 8 hours ago
Loan Officer
Atlanta, GA
Full-time
Hybrid
Entry, Mid Level
2+ years expDelta Community Credit Union is committed to excellence and has earned a reputation as one of Atlanta’s Best Places to Work. The Loan Officer is responsible for reviewing and underwriting loan applications, assessing credit risk, and providing cross-sell opportunities to meet departmental goals.
BankingFinanceFinancial ServicesInsurance
No H1B
Responsibilities
Evaluate and analyze the loan application’s risk and provide an appropriate lending decision within the lending guidelines
Cross-sell opportunities during the underwriting process to ensure the best application decision is made to meet departmental goals and objectives
Ensure all underwriting complies with federal and state rules and regulations and credit union policies
Effectively access and interpret member information via Loan Origination system and Symitar computer systems
Evaluate and verify information supplied on consumer loan applications verifying member information to meet underwriting guidelines
Review all system approved applications, assign necessary stipulations and determine all necessary documents
Work closely with leadership on resolutions for complex loan applications, while maintaining credit union guidelines
Coach and mentor branch staff and other credit union team members on all aspects of consumer lending
Facilitate new hire Branch MSA classes pertaining to all aspects of loan origination processes and procedures
Flexible/adaptable in a fast-paced environment
Qualification
Required
Must be legally authorized to work in the United States without the need for employer sponsorship, now or at any time in the future
High School Diploma or equivalent
Extensive understanding of financial ratios, credit reports, credit cards, loan products, loan documentation, loan underwriting and the lending regulatory arena
2+ years' experience in a consumer lending role at a Credit Union or Financial Institution
Interaction with multiple business units, including but not limited to: Branch Delivery and Loan Consultants
Working knowledge of Reg B, Reg Z, FCRA, and Banking Regulations as they apply to consumer lending
Must be a self-managed, self-starter capable of balancing multiple tasks and proactively prioritizing work under challenging conditions
Strong quantitative, analytical reasoning, critical and strategic thinking skills
Strong verbal and written communication skills
Proficient in the use of office productivity technology, such as Microsoft Office, Word, Excel, Outlook, and PowerPoint
Familiar with current competitive, economic, and regulatory environment of credit unions, banks, and consumer finance operations
Must be available to work a rotating 6-day schedule (Monday - Friday) with hours between 8:00 am and 6:00 pm and from 8:30 am until 1:00 pm on Saturday
Complies with all Credit Union policies and procedures including those related to Bank Secrecy Act regulations
Preferred
Bachelor's Degree in Business, Finance, or a related field of study
Previous underwriting, loan processing and branch operations experience
Previous experience with Meridian Link Consumer Loan Origination System, Symitar and Teams
Knowledge of Delta Community Credit Union procedures and policies
Ability to work at various branch locations to assist with all aspects of consumer loan originations
Benefits
Medical, Dental and Vision Coverage
Basic Life and Accidental Death & Dismemberment Insurance, Long Term Disability, Employee Assistance Program and MyAdvocate
Supplemental Insurance or Voluntary Insurance
401(k) Plan with Company Match
Vacation, Holidays and Personal Time Off
Paid Maternity and Paternity Leave
Pre-tax Health and Dependent Care Spending Accounts
Benefit Choice Program
Health Reward Dollars
Discount on Gym Reimbursement and Identity Theft Programs
Legal Services
Company
Delta Community Credit Union
Delta Community Credit Union is a finance company that focuses on auto and home loans, personal, business, investment and insurance plans.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Hank Halter
Chief Executive Officer
Abdul Hussain
Vice President & Chief Information Security Officer (CISO)
Recent News
2026-01-03
2025-10-09
2025-09-17
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