BPCE Equipment Solutions · 1 day ago
Credit Analyst
Jersey City, NJ
Full-time
Onsite
Mid, Senior Level
$90K/yr - $125K/yr
5+ years expBPCE Equipment Solutions is part of France’s 2nd largest banking group, servicing 35 million customers globally. They are seeking a qualified Credit Analyst to contribute to the growth of the business by preparing lending recommendations, analyzing financial statements, and collaborating with various teams to ensure credit approval terms are met.
Responsibilities
Prepare thorough and well-reasoned lending recommendations through comprehensive credit memos
Analyze and spread financial statements to assess the credit strength of potential customers
Evaluate collateral as a secondary source of repayment
Review personal guarantors by analyzing personal financial statements, credit bureau reports, and supporting documentation
Collaborate with the documentation team to ensure transactions align with credit approval terms and best practices
Perform annual reviews of existing origination sources and onboard new sources as necessary
Conduct annual reviews of portfolio constituents
Manage additional projects and tasks related to credit as required
Qualification
Required
Strong understanding of accounting principles, primarily U.S. GAAP, with knowledge of IFRS
Proven ability to analyze financial statements and assess the creditworthiness of firms, leading to informed investment recommendations
Knowledge of asset-backed lending, particularly in manufacturing and construction
Experience in structuring and underwriting loans and leases
Proficient in cash flow and collateral analysis
Technology-savvy, with proficiency in Microsoft Office and adaptability to internal tools, along with a willingness to integrate AI solutions
Strong team player with the ability to collaborate across departments to achieve shared goals
Excellent verbal and written communication skills, effectively conveying information to all stakeholders
Strong problem-solving skills, combining creativity, pragmatism, and sound judgment
Ability to prioritize tasks and thrive in a dynamic, deadline-driven environment
Minimum of five years of corporate credit underwriting experience, preferably with middle-market to public companies, including exposure to asset-backed financing across leases and loans
Bachelor's degree in Finance, Accounting, Economics, or a related field
Benefits
Generous benefits package
Company
BPCE Equipment Solutions
BPCE Equipment Solutions is a worldwide leader in equipment finance.
1001-5000 employees
Funding
Current Stage
Late StageCompany data provided by crunchbase